A curated selection of our featured and latest articles
The growing burden of business communications has intensified as the lines between work and home have blurred in today’s flexible work environments. Constant communication can become overwhelming to manage, not only in financial services but in any operationally heavy industry.
The growing burden of business communications has intensified as the lines between work and home have blurred in today’s flexible work environments. Constant communication can become overwhelming to manage, not only in financial services but in any operationally heavy industry.
QMA will offer the financial services industry significant operational and client experience benefits using advanced digital communication workflow management.
QMA will offer the financial services industry significant operational and client experience benefits using advanced digital communication workflow management.
Expedited client onboarding has sat at the top of the shopping list for Retail and Investment Banks alike for several years now. However, very few organisations have been truly successful in realisin
Expedited client onboarding has sat at the top of the shopping list for Retail and Investment Banks alike for several years now. However, very few organisations have been truly successful in realisin
In today’s rapidly evolving banking landscape, ensuring compliance with international sanctions regimes is critical to preserving the integrity of the financial system. Currently, we are also witnessing significantly increased operational pressure on our clients’ screening processes due to geopolitical events such as the ongoing conflict in Eastern Europe.
In today’s rapidly evolving banking landscape, ensuring compliance with international sanctions regimes is critical to preserving the integrity of the financial system. Currently, we are also witnessing significantly increased operational pressure on our clients’ screening processes due to geopolitical events such as the ongoing conflict in Eastern Europe.
In an increasingly competitive market that is constantly evolving through consolidation, mergers and acquisitions, legal entities or business restructuring, it is crucial that financial institutions and market infrastructure providers going through change realise the benefits early, to remain competitive.
In an increasingly competitive market that is constantly evolving through consolidation, mergers and acquisitions, legal entities or business restructuring, it is crucial that financial institutions and market infrastructure providers going through change realise the benefits early, to remain competitive.
Imagine this, you are a COO of a major bank managing hundreds, sometimes thousands of people globally on Know Your Customer (KYC) and Anti-Money laundering (AML) tasks. Time that could otherwise be s
Imagine this, you are a COO of a major bank managing hundreds, sometimes thousands of people globally on Know Your Customer (KYC) and Anti-Money laundering (AML) tasks. Time that could otherwise be s
Operational Resilience has been attracting ever-increasing attention from regulators in recent years. Whilst the FCA and PRA published a joint policy back in 2021, the European Commission had been sl
Operational Resilience has been attracting ever-increasing attention from regulators in recent years. Whilst the FCA and PRA published a joint policy back in 2021, the European Commission had been sl
The global structured products market is under intensifying scrutiny from rule-makers. Companies are now needing to constantly evolve to respond to the complex and ever-changing regulatory landscape,
The global structured products market is under intensifying scrutiny from rule-makers. Companies are now needing to constantly evolve to respond to the complex and ever-changing regulatory landscape,
ISO 20022 is an open global standard for financial information. It provides a more consistent, significantly richer, and highly structured data set that can be used for most financial business transactions.
ISO 20022 is an open global standard for financial information. It provides a more consistent, significantly richer, and highly structured data set that can be used for most financial business transactions.
In the last few years financial institutions have made good progress in managing model risk. Model risk is now considered to be a key risk in the same way Financial and Operational risks are. In the last twelve years since the inaugural regulatory guidance (SR11-7) came out and yet the management of model risk varies significantly across financial institutions.
In the last few years financial institutions have made good progress in managing model risk. Model risk is now considered to be a key risk in the same way Financial and Operational risks are. In the last twelve years since the inaugural regulatory guidance (SR11-7) came out and yet the management of model risk varies significantly across financial institutions.
We are delighted to announce that Delta Capita has an agreement with Montis Group to become the anchor client for its new Distributed Ledger Services venture. In parallel, Delta Capita has acquired distributed ledger technology from SETL, part of the Colendi Group and will dedicate this technology to building the next generation capital markets ecosystem.
We are delighted to announce that Delta Capita has an agreement with Montis Group to become the anchor client for its new Distributed Ledger Services venture. In parallel, Delta Capita has acquired distributed ledger technology from SETL, part of the Colendi Group and will dedicate this technology to building the next generation capital markets ecosystem.
The European Commission adopted the Retail Investment Strategy (the “RIS”) on May 24, 2023, as part of its Capital Markets Union 2020 action plan. The proposed measures aim to enhance retail investors’ trust in the markets and help them achieve better investment outcomes.
The European Commission adopted the Retail Investment Strategy (the “RIS”) on May 24, 2023, as part of its Capital Markets Union 2020 action plan. The proposed measures aim to enhance retail investors’ trust in the markets and help them achieve better investment outcomes.
The banking industry operating model is broken and needs dramatic reinvention for banks to survive in the longer term. The clear parallels As we look at the banking industry operating model tod
The banking industry operating model is broken and needs dramatic reinvention for banks to survive in the longer term. The clear parallels As we look at the banking industry operating model tod
Machine Learning (ML) and more broadly Artificial Intelligence (AI) have quickly become everyday vocabulary for those of us that work in finance. AI and its subsets have the power to revolutionise ho
Machine Learning (ML) and more broadly Artificial Intelligence (AI) have quickly become everyday vocabulary for those of us that work in finance. AI and its subsets have the power to revolutionise ho
90% of the worlds data has been created in the last ten years, with that number increasing exponentially with Raconteur suggesting that by 2025, 463 exabytes of data will be created every single day.
90% of the worlds data has been created in the last ten years, with that number increasing exponentially with Raconteur suggesting that by 2025, 463 exabytes of data will be created every single day.
UK cryptocurrency providers face a host of compliance challenges as the regulator builds a structure of rules around the market for the first time.The cryptocurrency market has boomed in the last few
UK cryptocurrency providers face a host of compliance challenges as the regulator builds a structure of rules around the market for the first time.The cryptocurrency market has boomed in the last few
The spotlight is shining on operational resilience In 2020 global regulators ‘encouraged’ financial institutions to revisit and enhance their operational resilience strategies; the 2021 stance is
The spotlight is shining on operational resilience In 2020 global regulators ‘encouraged’ financial institutions to revisit and enhance their operational resilience strategies; the 2021 stance is
The world was brought to a stand-still in March by the ongoing global pandemic. The subsequent accelerated transition to digital channels and the shift in customer behaviour in 2020 presents both an
The world was brought to a stand-still in March by the ongoing global pandemic. The subsequent accelerated transition to digital channels and the shift in customer behaviour in 2020 presents both an
It’s easy to see that the pandemic has had a significant impact on consumer behaviour regarding retail banking and how they value both products and services. Individual organisations have felt some p
It’s easy to see that the pandemic has had a significant impact on consumer behaviour regarding retail banking and how they value both products and services. Individual organisations have felt some p
We take a look at recent market developments relating to IBOR transition and anticipate an urgent scramble in the coming months. With a fast decreasing time window and potentially lengthy
We take a look at recent market developments relating to IBOR transition and anticipate an urgent scramble in the coming months. With a fast decreasing time window and potentially lengthy
If the pandemic stressed the need for streamlined remote client-firm communication and interaction, then the post-pandemic workplace is likely to require a new, comprehensive form of digital servicin
If the pandemic stressed the need for streamlined remote client-firm communication and interaction, then the post-pandemic workplace is likely to require a new, comprehensive form of digital servicin
Customer experience is everything - but to stay ahead of the curve, financial organisations may need to reinvent their digital experience flow. Customer experience is increasingly becoming the sol
Customer experience is everything - but to stay ahead of the curve, financial organisations may need to reinvent their digital experience flow. Customer experience is increasingly becoming the sol
In recent months we've seen the publication of key findings from both the FCA and ESMA about the ongoing oversight, monitoring, and exchange of information in relation to MiFID products. Based on the
In recent months we've seen the publication of key findings from both the FCA and ESMA about the ongoing oversight, monitoring, and exchange of information in relation to MiFID products. Based on the
Since the last financial crisis, banks have been struggling in reaching their return on capital targets. Continuous change in the business landscape, new regulations and external shocks such as the C
Since the last financial crisis, banks have been struggling in reaching their return on capital targets. Continuous change in the business landscape, new regulations and external shocks such as the C
Through the years, Agile developed from a workflow method for development teams to a broader, front-end process for companies working on the predominant customer journeys for apps, client interfacing
Through the years, Agile developed from a workflow method for development teams to a broader, front-end process for companies working on the predominant customer journeys for apps, client interfacing
I joined Delta Capita in February 2021 to help build out the consulting side of the business. I previously worked in a larger company that did purely consulting, so joining DC was an exciting new cha
I joined Delta Capita in February 2021 to help build out the consulting side of the business. I previously worked in a larger company that did purely consulting, so joining DC was an exciting new cha
The clock is ticking. Market participants have 18 months to implement the European Market Infrastructure Regulation (EMIR) Refit standards before they come into force on 29 April 2024.This is the fir
The clock is ticking. Market participants have 18 months to implement the European Market Infrastructure Regulation (EMIR) Refit standards before they come into force on 29 April 2024.This is the fir
Closed book portfolios of life insurance can be found across the globe. From the Netherlands to the rest of Europe, Africa, Asia, and the Americas, industry trends have emerged related to the creasin
Closed book portfolios of life insurance can be found across the globe. From the Netherlands to the rest of Europe, Africa, Asia, and the Americas, industry trends have emerged related to the creasin
Delta Capita is a trusted partner for Client Lifecycle Management (CLM), providing managed and remediation services supported by its proprietary technology, Karbon. After already establishing vital s
Delta Capita is a trusted partner for Client Lifecycle Management (CLM), providing managed and remediation services supported by its proprietary technology, Karbon. After already establishing vital s
Adoption of innovative solutions in a financial services organisation can be challenging, given the stringent requirements associated with the needs of regulation,
Adoption of innovative solutions in a financial services organisation can be challenging, given the stringent requirements associated with the needs of regulation,
Veterans add huge value in the commercial world, bringing highly developed and transferrable skills. A by no means exhaustive list of these qualities include: Leadership – Someone who has le
Veterans add huge value in the commercial world, bringing highly developed and transferrable skills. A by no means exhaustive list of these qualities include: Leadership – Someone who has le
Digital transformation has for years been the overarching term to describe a plethora of different activities. Ranging from overhauling legacy tech, reimagining front end customer experiences and aut
Digital transformation has for years been the overarching term to describe a plethora of different activities. Ranging from overhauling legacy tech, reimagining front end customer experiences and aut
Traditional customer segmentation no longer works in banks and other financial firms. The industry must adapt to provide clients more personalised services, rather than the broad client classificatio
Traditional customer segmentation no longer works in banks and other financial firms. The industry must adapt to provide clients more personalised services, rather than the broad client classificatio
A key requirement for firms who are on their Consumer Duty implementation journey is being able to effectively identify consumers who are or could be vulnerable and understanding how the firm can tak
A key requirement for firms who are on their Consumer Duty implementation journey is being able to effectively identify consumers who are or could be vulnerable and understanding how the firm can tak
Blueprint Two is a ground-breaking Lloyd’s programme aiming to digitise the London insurance market. It will require insurance companies to make significant changes that they cannot afford to get wro
Blueprint Two is a ground-breaking Lloyd’s programme aiming to digitise the London insurance market. It will require insurance companies to make significant changes that they cannot afford to get wro
Overhead reduction projects can be sensitive and challenging. This article in the ‘performance improvement’ series focuses on our vision and ways to ensure they succeed on all levels. By senior manag
Overhead reduction projects can be sensitive and challenging. This article in the ‘performance improvement’ series focuses on our vision and ways to ensure they succeed on all levels. By senior manag
As the UK and EU versions of MiFID diverge, regulated firms must monitor changes carefully to understand the impact and ensure sustainable compliance.The UK Markets in Financial Instruments Amendment
As the UK and EU versions of MiFID diverge, regulated firms must monitor changes carefully to understand the impact and ensure sustainable compliance.The UK Markets in Financial Instruments Amendment
On 29 June, I joined peers from Mastercard and Standard Chartered at London’s Banking Transformation Summit to discuss how financial firms can plan the next steps in their digital transformation. Thi
On 29 June, I joined peers from Mastercard and Standard Chartered at London’s Banking Transformation Summit to discuss how financial firms can plan the next steps in their digital transformation. Thi
Kick-Start your remediation and refresh projects as momentum may have slowed due to the impact of COVID-19 to ensure annual targets and compliance with regulatory requirements are met. KYC remedia
Kick-Start your remediation and refresh projects as momentum may have slowed due to the impact of COVID-19 to ensure annual targets and compliance with regulatory requirements are met. KYC remedia
As the working world continues to pivot toward the new normal, there is a healthy debate about the future of remote working. In April 2022, Newsweek reported that roughly 44% of companies surveyed ar
As the working world continues to pivot toward the new normal, there is a healthy debate about the future of remote working. In April 2022, Newsweek reported that roughly 44% of companies surveyed ar
As we inch closer to the end of 2022, although global activity levels have resumed significantly, there remains a high level of regional variation in post pandemic recovery and a lagging sense of
As we inch closer to the end of 2022, although global activity levels have resumed significantly, there remains a high level of regional variation in post pandemic recovery and a lagging sense of
We often use benchmarking when assessing options and making decisions in everyday life. For example, the popularity of electric cars has spawned its own new benchmarks for consumers to consider when
We often use benchmarking when assessing options and making decisions in everyday life. For example, the popularity of electric cars has spawned its own new benchmarks for consumers to consider when
As we pass the one-year anniversary of our Bangalore office opening, I look back at this exciting journey full of challenges and successes and reflect on how far we have come.Delta Capita India launc
As we pass the one-year anniversary of our Bangalore office opening, I look back at this exciting journey full of challenges and successes and reflect on how far we have come.Delta Capita India launc
After a slew of new rules put pressure on the UK insurance sector, the regulator is increasing its focus on supervising provider conduct. This scrutiny challenges insurance providers to put product o
After a slew of new rules put pressure on the UK insurance sector, the regulator is increasing its focus on supervising provider conduct. This scrutiny challenges insurance providers to put product o
The global approach towards Operational Resilience has gathered momentum in recent years. The FCA’s policy statement release in March 2021 was the first of its kind to enter into force. However, Euro
The global approach towards Operational Resilience has gathered momentum in recent years. The FCA’s policy statement release in March 2021 was the first of its kind to enter into force. However, Euro
The latest instalment of Delta Capita’s FinTech Series saw Chris Cowan Managing Consultant, host a panel of industry experts to discuss the impact, use and benefits of perpetual KYC. The panel consis
The latest instalment of Delta Capita’s FinTech Series saw Chris Cowan Managing Consultant, host a panel of industry experts to discuss the impact, use and benefits of perpetual KYC. The panel consis
As debates on key CSDR Settlement Discipline issues remain unresolved and the expectations of the delay come closer to realisation, the industry understandably remains in a state of flux. However, re
As debates on key CSDR Settlement Discipline issues remain unresolved and the expectations of the delay come closer to realisation, the industry understandably remains in a state of flux. However, re
The key to successfully harnessing growth in the digital asset industry is through adopting regulation early on. It should not be breaking news to anyone that the digital asset market is devel
The key to successfully harnessing growth in the digital asset industry is through adopting regulation early on. It should not be breaking news to anyone that the digital asset market is devel
As the Financial Services industry starts looking beyond the pandemic, we notice that firms are turning back their attention towards key regulatory topics. Brexit readiness, IBOR transition, SFTR, an
As the Financial Services industry starts looking beyond the pandemic, we notice that firms are turning back their attention towards key regulatory topics. Brexit readiness, IBOR transition, SFTR, an
Blockchain technologies and smart contracts will be critical to the way we work and trade in the future, including in financial services. Most people who have heard of blockchain know it as the techn
Blockchain technologies and smart contracts will be critical to the way we work and trade in the future, including in financial services. Most people who have heard of blockchain know it as the techn
As the UK regulators impose deadlines around the Operational Resilience legislation, firms must act quickly to establish a compliance strategy. Our first article discussed the anticipated changes
As the UK regulators impose deadlines around the Operational Resilience legislation, firms must act quickly to establish a compliance strategy. Our first article discussed the anticipated changes
A roundtable has helped define a roadmap to futures standardisation, which will help solve painful inefficiencies in the industry.This innovative roundtable, which I had the privilege of chairing, to
A roundtable has helped define a roadmap to futures standardisation, which will help solve painful inefficiencies in the industry.This innovative roundtable, which I had the privilege of chairing, to
The 31st October deadline for financial firms to finalise their Consumer Duty implementation plans is fast approaching. The Financial Conduct Authority (FCA) will look for evidence in your plans that
The 31st October deadline for financial firms to finalise their Consumer Duty implementation plans is fast approaching. The Financial Conduct Authority (FCA) will look for evidence in your plans that
The Consumer Duty is the latest step taken by the FCA in placing the customer, rather than the firm, as the focal point for regulatory consideration, following on from Operational Resilience, which e
The Consumer Duty is the latest step taken by the FCA in placing the customer, rather than the firm, as the focal point for regulatory consideration, following on from Operational Resilience, which e
As 2023 approaches, Asia-Pacific financial services firms are trying to set their strategy amid highly uncertain conditions.After a strong economic rebound in 2021, growth has moderated in a volatile
As 2023 approaches, Asia-Pacific financial services firms are trying to set their strategy amid highly uncertain conditions.After a strong economic rebound in 2021, growth has moderated in a volatile
The Financial Conduct Authority (FCA) has reviewed a selection of companies’ Consumer Duty implementation plans and highlighted several areas for improvement.The review involved larger retail financi
The Financial Conduct Authority (FCA) has reviewed a selection of companies’ Consumer Duty implementation plans and highlighted several areas for improvement.The review involved larger retail financi
In Diversity Awareness month, I have paid attention to the momentum building around “Diverse Thinking.” In particular, I’ve focused on how it gets conflated with the topic of Diversity, Equity, and I
In Diversity Awareness month, I have paid attention to the momentum building around “Diverse Thinking.” In particular, I’ve focused on how it gets conflated with the topic of Diversity, Equity, and I
As implementation approaches for the EU’s latest directive on integrating sustainability factors into governance, we analyse the implications for financial institutions.EU regulators are continuing t
As implementation approaches for the EU’s latest directive on integrating sustainability factors into governance, we analyse the implications for financial institutions.EU regulators are continuing t
At Delta Capita, we strive to do everything that we can to maintain employee success. This includes supporting religious practices and celebrations, which are an important part of many people’s cultu
At Delta Capita, we strive to do everything that we can to maintain employee success. This includes supporting religious practices and celebrations, which are an important part of many people’s cultu
Delta Capita is delighted to announce our partnership with Planetly, a technology company that is helping us measure, analyse and reduce our carbon footprint.We commit to responsible business practic
Delta Capita is delighted to announce our partnership with Planetly, a technology company that is helping us measure, analyse and reduce our carbon footprint.We commit to responsible business practic
Change-related incidents are one of the top causes of failure and operational disruption in financial services. Recently published analysis by UK regulator the Financial Conduct Authority (FCA) shows
Change-related incidents are one of the top causes of failure and operational disruption in financial services. Recently published analysis by UK regulator the Financial Conduct Authority (FCA) shows
It is understandable that much of the dialogue regarding Sustainability is focused on the Environmental element of ESG. Evidence about the effects of climate change are in the news each and every day
It is understandable that much of the dialogue regarding Sustainability is focused on the Environmental element of ESG. Evidence about the effects of climate change are in the news each and every day
Financial services firms are looking to move away from generic environmental, social and governance (ESG) goals and mission statements toward clear strategic plans that embed into their governance an
Financial services firms are looking to move away from generic environmental, social and governance (ESG) goals and mission statements toward clear strategic plans that embed into their governance an
As mental health awareness week has just passed, it is a great time to reflect on how to tackle the increasing psychological effects of climate change.As the impacts of global warming become more fre
As mental health awareness week has just passed, it is a great time to reflect on how to tackle the increasing psychological effects of climate change.As the impacts of global warming become more fre
A high priority market-level regulatory change is the Libor replacement, due to take effect from January 2022 in most markets, alongside the first phase of the perennial Fundamental Review of the Tra
A high priority market-level regulatory change is the Libor replacement, due to take effect from January 2022 in most markets, alongside the first phase of the perennial Fundamental Review of the Tra
London 2nd June - Originally published by Reuters Regulatory Intelligence on 24th May Delta Capita’s Philip Freeborn discusses the major challenges and opportunities of Ibor. New regulations or ma
London 2nd June - Originally published by Reuters Regulatory Intelligence on 24th May Delta Capita’s Philip Freeborn discusses the major challenges and opportunities of Ibor. New regulations or ma
If 2020 was the year that challenged how and where we worked, then 2021 is the year to harness the power of reinvention. Remote work is nothing new. In fact, decision-makers have debated the pros
If 2020 was the year that challenged how and where we worked, then 2021 is the year to harness the power of reinvention. Remote work is nothing new. In fact, decision-makers have debated the pros
...but you must act now to get the benefits. As a financial institution, now is time to start engaging with payment infrastructures around adoption of the incoming international standard ISO 20022.In
...but you must act now to get the benefits. As a financial institution, now is time to start engaging with payment infrastructures around adoption of the incoming international standard ISO 20022.In
The UK’s new financial consumer rules will shake up the industry, forcing all financial manufacturers and distributors to consider their role in the distribution chain. The rules will also underline
The UK’s new financial consumer rules will shake up the industry, forcing all financial manufacturers and distributors to consider their role in the distribution chain. The rules will also underline
Growth in the lending market is leading banks to complete thousands more transactions each year, significantly increasing the risks associated with processing these deals. As a team at a leading bank
Growth in the lending market is leading banks to complete thousands more transactions each year, significantly increasing the risks associated with processing these deals. As a team at a leading bank
Several recent regulations aim to push up disclosure standards in structured products, and issuers find it an ongoing challenge to respond. The rules include the UK’s new Consumer Duty principle and
Several recent regulations aim to push up disclosure standards in structured products, and issuers find it an ongoing challenge to respond. The rules include the UK’s new Consumer Duty principle and
In the first article of our Reinventing Agile sequence, we introduced five pitfalls that threaten every large-scale agile transition. In this instalment, we will zoom in on the one-size-fits-all ment
In the first article of our Reinventing Agile sequence, we introduced five pitfalls that threaten every large-scale agile transition. In this instalment, we will zoom in on the one-size-fits-all ment
Digitisation has had a strong pull for the financial sector – particularly investment/commercial and retail banks – with leading players adopting cutting-edge technology frameworks to stimulate reven
Digitisation has had a strong pull for the financial sector – particularly investment/commercial and retail banks – with leading players adopting cutting-edge technology frameworks to stimulate reven
In our blog article last month, we discussed the shortcomings that had emerged from the FCA's analysis of 8 asset managers and manufacturers examining the level of compliance with the MiFID II regula
In our blog article last month, we discussed the shortcomings that had emerged from the FCA's analysis of 8 asset managers and manufacturers examining the level of compliance with the MiFID II regula
It’s time for the futures industry to heal its painful workflow problems, and the International Derivatives Expo 2022 is the perfect platform for sparking action.The futures industry has evolved grad
It’s time for the futures industry to heal its painful workflow problems, and the International Derivatives Expo 2022 is the perfect platform for sparking action.The futures industry has evolved grad
Payments have been at the forefront of banking sector disruption over the last decade and this transformation is accelerating. In the US, factors driving ongoing disruption include the moves toward r
Payments have been at the forefront of banking sector disruption over the last decade and this transformation is accelerating. In the US, factors driving ongoing disruption include the moves toward r
The Asia-Pacific (APAC) cryptoasset industry has experienced rapid innovation coupled with uncertainty driven by extreme market volatility. In this environment, crypto providers must convince consume
The Asia-Pacific (APAC) cryptoasset industry has experienced rapid innovation coupled with uncertainty driven by extreme market volatility. In this environment, crypto providers must convince consume
Top tips for re-developing what’s under the hood Despite the many changes underway in the banking industry, manufacturing of structured products continues to be an essential part of the financial
Top tips for re-developing what’s under the hood Despite the many changes underway in the banking industry, manufacturing of structured products continues to be an essential part of the financial
It was a pleasure to be asked to moderate a panel session on derivatives at the latest Fixed Income Leaders Summit in early October. This session highlighted some serious challenges to the derivative
It was a pleasure to be asked to moderate a panel session on derivatives at the latest Fixed Income Leaders Summit in early October. This session highlighted some serious challenges to the derivative
Reduction of costs in financial institutions comes in all shapes and sizes. Delta Capita developed its future cost proofing methodology to ensure that your company is covered from every angle. To fur
Reduction of costs in financial institutions comes in all shapes and sizes. Delta Capita developed its future cost proofing methodology to ensure that your company is covered from every angle. To fur
This article in the ‘cost take out’ series focuses on the relevance of optimising overhead departments. Despite the huge potential, few organisations are fully aware of the possibilities to improve t
This article in the ‘cost take out’ series focuses on the relevance of optimising overhead departments. Despite the huge potential, few organisations are fully aware of the possibilities to improve t
Reducing costs by 10% or more is for situations where the need to lower cost is either very acutely due to changing business circumstances or the organisation has the ambition to strongly improve the
Reducing costs by 10% or more is for situations where the need to lower cost is either very acutely due to changing business circumstances or the organisation has the ambition to strongly improve the
For almost three decades, UN member states have attended annual climate summits - ‘Conference of the Parties’ (COP). COP is the supreme decision-making body of the United Nations Convention on Climat
For almost three decades, UN member states have attended annual climate summits - ‘Conference of the Parties’ (COP). COP is the supreme decision-making body of the United Nations Convention on Climat
As more reports continue to stress the gravity of the climate crisis, many firms are scrambling to organise green initiatives. At Delta Capita, we let our team drive sustainability in the workplace.
As more reports continue to stress the gravity of the climate crisis, many firms are scrambling to organise green initiatives. At Delta Capita, we let our team drive sustainability in the workplace.
Insight into the European Energy CrisisThe long-standing threat of cutting our main source of energy delivery into Europe may soon become reality, after the official shut down of taps to the Nordstre
Insight into the European Energy CrisisThe long-standing threat of cutting our main source of energy delivery into Europe may soon become reality, after the official shut down of taps to the Nordstre
The strategy around Environmental, Social, and Governance (ESG) across the industry has moved beyond PowerPoint decks and coffee machine chats – it is now driving industry objectives, shaping busines
The strategy around Environmental, Social, and Governance (ESG) across the industry has moved beyond PowerPoint decks and coffee machine chats – it is now driving industry objectives, shaping busines
Events like COP27 and its ‘Finance Day’ highlight the immense pressure faced by banks to allocate funds to green investment, pushing them into making strong commitments like the $130tn. of funding pl
Events like COP27 and its ‘Finance Day’ highlight the immense pressure faced by banks to allocate funds to green investment, pushing them into making strong commitments like the $130tn. of funding pl
The MiFID II regime has been live since 2018 and represented a challenge for both manufacturers and distributors to put a framework in place to meet their respective obligations. Some four years on a
The MiFID II regime has been live since 2018 and represented a challenge for both manufacturers and distributors to put a framework in place to meet their respective obligations. Some four years on a
Delta Capita has made a commitment to employing sustainable business practices that align with wider Environmental, Social, Governance (ESG) goals. 2022 has been a great year for Delta Capita in the
Delta Capita has made a commitment to employing sustainable business practices that align with wider Environmental, Social, Governance (ESG) goals. 2022 has been a great year for Delta Capita in the
Financial services firms want to move away from woolly environmental, social and governance (ESG) goals and mission statements toward robust strategic plans that embed into their business. But hittin
Financial services firms want to move away from woolly environmental, social and governance (ESG) goals and mission statements toward robust strategic plans that embed into their business. But hittin
ESG regulatory requirements are evolving fast. The UK and EU have made a particularly strong start, with many requirements due in 2023 and onwards. In this blog, we explore three key regulations: Sus
ESG regulatory requirements are evolving fast. The UK and EU have made a particularly strong start, with many requirements due in 2023 and onwards. In this blog, we explore three key regulations: Sus
Why has blockchain become a compelling strategic priority for financial firms? Delta Capita investigated this question at our exclusive event, ‘Intro to Blockchain’, as part of our Fintech Series.We
Why has blockchain become a compelling strategic priority for financial firms? Delta Capita investigated this question at our exclusive event, ‘Intro to Blockchain’, as part of our Fintech Series.We
Sustainability auditors and rating providers are in high demand. Their guidance and services can be hugely beneficial to companies that are seeking to display their involvement with ESG (Environmenta
Sustainability auditors and rating providers are in high demand. Their guidance and services can be hugely beneficial to companies that are seeking to display their involvement with ESG (Environmenta
Accelerating technological developments are creating a slew of critical opportunities and challenges for financial firms. Here are the most important trends to watch in 2023.Customer experience becom
Accelerating technological developments are creating a slew of critical opportunities and challenges for financial firms. Here are the most important trends to watch in 2023.Customer experience becom
The focus of our ESG agenda at Delta Capita is to embed Sustainability at the very heart of our organisation – part of Delta Capita’s values and specific commitment to being a socially-responsible co
The focus of our ESG agenda at Delta Capita is to embed Sustainability at the very heart of our organisation – part of Delta Capita’s values and specific commitment to being a socially-responsible co
US incumbent banks face an unforgiving competitive environment as nimbler technology firms start opening millions of accounts and achieving mass adoption. The proportion of US consumers using fintech
US incumbent banks face an unforgiving competitive environment as nimbler technology firms start opening millions of accounts and achieving mass adoption. The proportion of US consumers using fintech
Following the fourth event of the Delta Capita Fintech series which looked at the landscape of Model Risk Management with Yields.io, George Petropoulos, Chief Product Officer and Ed Adcock, Principal
Following the fourth event of the Delta Capita Fintech series which looked at the landscape of Model Risk Management with Yields.io, George Petropoulos, Chief Product Officer and Ed Adcock, Principal
The latest instalment of Delta Capita’s FinTech Series saw Conor Lane, Head of Thought Leadership for Data and Technology, host a panel of industry experts to discuss the future of cryptocurrencies i
The latest instalment of Delta Capita’s FinTech Series saw Conor Lane, Head of Thought Leadership for Data and Technology, host a panel of industry experts to discuss the future of cryptocurrencies i
Following the second event ‘How Data Science is Reinventing Financial Services’ in our Fintech Series, Ed Adcock, Principal Data Science Consultant alongside Lokeshwari Mohan, Consultant and Geetanja
Following the second event ‘How Data Science is Reinventing Financial Services’ in our Fintech Series, Ed Adcock, Principal Data Science Consultant alongside Lokeshwari Mohan, Consultant and Geetanja
Fiat currency provides the stable foundation of the world economy; it is a vernacular to exchange, goods, and services, and is a stable store of value. It is evidenced in some of the world's largest
Fiat currency provides the stable foundation of the world economy; it is a vernacular to exchange, goods, and services, and is a stable store of value. It is evidenced in some of the world's largest
The financial services industry has witnessed considerable hype around Machine Learning for several years now. However, a quick Google search will confirm that there are very few concrete examples of it being put in practice in large institutions and delivering tangible results.
The financial services industry has witnessed considerable hype around Machine Learning for several years now. However, a quick Google search will confirm that there are very few concrete examples of it being put in practice in large institutions and delivering tangible results.
Nearshoring financial operations is increasingly in the spotlight due to the significant number of companies bringing hubs back onto US soil over the last year. Delta Capita have seen our clients’ po
Nearshoring financial operations is increasingly in the spotlight due to the significant number of companies bringing hubs back onto US soil over the last year. Delta Capita have seen our clients’ po