A curated selection of our featured and latest articles
We are delighted to announce that Delta Capita has an agreement with Montis Group to become the anchor client for its new Distributed Ledger Services venture. In parallel, Delta Capita has acquired distributed ledger technology from SETL, part of the Colendi Group and will dedicate this technology to building the next generation capital markets ecosystem.
We are delighted to announce that Delta Capita has an agreement with Montis Group to become the anchor client for its new Distributed Ledger Services venture. In parallel, Delta Capita has acquired distributed ledger technology from SETL, part of the Colendi Group and will dedicate this technology to building the next generation capital markets ecosystem.
Expedited client onboarding has sat at the top of the shopping list for Retail and Investment Banks alike for several years now. However, very few organisations have been truly successful in realisin
Expedited client onboarding has sat at the top of the shopping list for Retail and Investment Banks alike for several years now. However, very few organisations have been truly successful in realisin
Imagine this, you are a COO of a major bank managing hundreds, sometimes thousands of people globally on Know Your Customer (KYC) and Anti-Money laundering (AML) tasks. Time that could otherwise be s
Imagine this, you are a COO of a major bank managing hundreds, sometimes thousands of people globally on Know Your Customer (KYC) and Anti-Money laundering (AML) tasks. Time that could otherwise be s
ISO 20022 is an open global standard for financial information. It provides a more consistent, significantly richer, and highly structured data set that can be used for most financial business transactions.
ISO 20022 is an open global standard for financial information. It provides a more consistent, significantly richer, and highly structured data set that can be used for most financial business transactions.
The global structured products market is under intensifying scrutiny from rule-makers. Companies are now needing to constantly evolve to respond to the complex and ever-changing regulatory landscape,
The global structured products market is under intensifying scrutiny from rule-makers. Companies are now needing to constantly evolve to respond to the complex and ever-changing regulatory landscape,
Many of our clients’ Post-Trade functions still include largely manual processes which can affect timeliness and accuracy, impact operational risk and efficiency, and effective client service, potentially leading to issues in meeting their various regulatory obligations.
Many of our clients’ Post-Trade functions still include largely manual processes which can affect timeliness and accuracy, impact operational risk and efficiency, and effective client service, potentially leading to issues in meeting their various regulatory obligations.
In the wake of the 2008 financial crisis, regulators saw it as necessary to create more accountability in the financial sector to prevent ineffective supervision and oversight, including in the areas of risk management, product governance, and unethical behaviour.
In the wake of the 2008 financial crisis, regulators saw it as necessary to create more accountability in the financial sector to prevent ineffective supervision and oversight, including in the areas of risk management, product governance, and unethical behaviour.
In our recent ISO 20022 article, 'The Golden Standard', we provided an industry oversight into some of the potential challenges ahead with the ISO 20022. In Part 2, we are outlining some of the Market Infrastructure timelines and their respective requirements, as well as how this might affect data elements.
In our recent ISO 20022 article, 'The Golden Standard', we provided an industry oversight into some of the potential challenges ahead with the ISO 20022. In Part 2, we are outlining some of the Market Infrastructure timelines and their respective requirements, as well as how this might affect data elements.
A pitfall that should be avoided when wanting to undertake a digital transformation programme is considering cost cutting as the only strategic goal of such a large-scale operation.
A pitfall that should be avoided when wanting to undertake a digital transformation programme is considering cost cutting as the only strategic goal of such a large-scale operation.
In recent months, regulators have been cracking down on operational risk management and governance failures relating to Operational Resilience. Fines have already been handed out to large market institutions, with penalties even targeted to accountable individuals at these organisations for their breach of PRA Senior Manager Conduct Rule 2.
In recent months, regulators have been cracking down on operational risk management and governance failures relating to Operational Resilience. Fines have already been handed out to large market institutions, with penalties even targeted to accountable individuals at these organisations for their breach of PRA Senior Manager Conduct Rule 2.
Our FS clients frequently face challenges with managing complex workflows and data pipelines, leading to high operational costs and lack of trust in data.
Our FS clients frequently face challenges with managing complex workflows and data pipelines, leading to high operational costs and lack of trust in data.
Readiness assessment is a measurement of the preparedness of your firm to undergo a major change or take on a significant project like ISO 20022 migration. We have developed a Readiness Assessment Framework for ISO Migration which accelerates the review process and the level of detail available to support implementation decisions and reduce the risk of programme failure.
Readiness assessment is a measurement of the preparedness of your firm to undergo a major change or take on a significant project like ISO 20022 migration. We have developed a Readiness Assessment Framework for ISO Migration which accelerates the review process and the level of detail available to support implementation decisions and reduce the risk of programme failure.
There are numerous small changes that can be implemented across the workplace, each of which contribute to more sustainable ways of working. Over the past few years at Delta Capita, efforts have increased in order to meet our goal of Net Zero by 2030.
There are numerous small changes that can be implemented across the workplace, each of which contribute to more sustainable ways of working. Over the past few years at Delta Capita, efforts have increased in order to meet our goal of Net Zero by 2030.
We often use benchmarking when assessing options and making decisions in everyday life. For example, the popularity of electric cars has spawned its own new benchmarks for consumers to consider when
We often use benchmarking when assessing options and making decisions in everyday life. For example, the popularity of electric cars has spawned its own new benchmarks for consumers to consider when
As we inch closer to the end of 2022, although global activity levels have resumed significantly, there remains a high level of regional variation in post pandemic recovery and a lagging sense of
As we inch closer to the end of 2022, although global activity levels have resumed significantly, there remains a high level of regional variation in post pandemic recovery and a lagging sense of
The latest instalment of Delta Capita’s FinTech Series saw Chris Cowan Managing Consultant, host a panel of industry experts to discuss the impact, use and benefits of perpetual KYC. The panel consis
The latest instalment of Delta Capita’s FinTech Series saw Chris Cowan Managing Consultant, host a panel of industry experts to discuss the impact, use and benefits of perpetual KYC. The panel consis
Several recent regulations aim to push up disclosure standards in structured products, and issuers find it an ongoing challenge to respond. The rules include the UK’s new Consumer Duty principle and
Several recent regulations aim to push up disclosure standards in structured products, and issuers find it an ongoing challenge to respond. The rules include the UK’s new Consumer Duty principle and
The MiFID II regime has been live since 2018 and represented a challenge for both manufacturers and distributors to put a framework in place to meet their respective obligations. Some four years on a
The MiFID II regime has been live since 2018 and represented a challenge for both manufacturers and distributors to put a framework in place to meet their respective obligations. Some four years on a
Earth Day has become a significant event for people all around the world to take a moment and consider the impact that human activities have on the environment. As individuals and within businesses, we all have a role to play in protecting our planet for future generations. Financial services firms can play a key role in this effort, as they are uniquely positioned to drive sustainable business practices and to help companies navigate the regulatory hurdles they may face.
Earth Day has become a significant event for people all around the world to take a moment and consider the impact that human activities have on the environment. As individuals and within businesses, we all have a role to play in protecting our planet for future generations. Financial services firms can play a key role in this effort, as they are uniquely positioned to drive sustainable business practices and to help companies navigate the regulatory hurdles they may face.
A few months have now passed by since the Dutch Central Bank (DNB) published its report about the AML/CTF landscape in the Netherlands. In this study ‘From Recovery to Balance’, the main call to action to the financial sector is for a more risk-based and focussed approach to keep the sector free of financial economic crime.
A few months have now passed by since the Dutch Central Bank (DNB) published its report about the AML/CTF landscape in the Netherlands. In this study ‘From Recovery to Balance’, the main call to action to the financial sector is for a more risk-based and focussed approach to keep the sector free of financial economic crime.
The financial services industry has witnessed considerable hype around Machine Learning for several years now. However, a quick Google search will confirm that there are very few concrete examples of it being put in practice in large institutions and delivering tangible results.
The financial services industry has witnessed considerable hype around Machine Learning for several years now. However, a quick Google search will confirm that there are very few concrete examples of it being put in practice in large institutions and delivering tangible results.
Delta Capita were recently approached by one of our Global Investment Banking clients to lead a robust and efficient data governance and lineage programme. The client required a clear and comprehensive overview of their account data to ensure good data quality and regulatory compliance.
Delta Capita were recently approached by one of our Global Investment Banking clients to lead a robust and efficient data governance and lineage programme. The client required a clear and comprehensive overview of their account data to ensure good data quality and regulatory compliance.
The Financial Conduct Authority (FCA) is continuing its efforts to embed the new Consumer Duty in all areas of the financial sector, especially where retail customers may be subject to financial harm. The latest Dear CEO letter focuses on Contracts for Difference (CFD) products.
The Financial Conduct Authority (FCA) is continuing its efforts to embed the new Consumer Duty in all areas of the financial sector, especially where retail customers may be subject to financial harm. The latest Dear CEO letter focuses on Contracts for Difference (CFD) products.
Change-related incidents are one of the top causes of failure and operational disruption in financial services. Recently published analysis by UK regulator the Financial Conduct Authority (FCA) shows
Change-related incidents are one of the top causes of failure and operational disruption in financial services. Recently published analysis by UK regulator the Financial Conduct Authority (FCA) shows
Following the second event ‘How Data Science is Reinventing Financial Services’ in our Fintech Series, Ed Adcock, Principal Data Science Consultant alongside Lokeshwari Mohan, Consultant and Geetanja
Following the second event ‘How Data Science is Reinventing Financial Services’ in our Fintech Series, Ed Adcock, Principal Data Science Consultant alongside Lokeshwari Mohan, Consultant and Geetanja
The spotlight is shining on operational resilience In 2020 global regulators ‘encouraged’ financial institutions to revisit and enhance their operational resilience strategies; the 2021 stance is
The spotlight is shining on operational resilience In 2020 global regulators ‘encouraged’ financial institutions to revisit and enhance their operational resilience strategies; the 2021 stance is
Blockchain technologies and smart contracts will be critical to the way we work and trade in the future, including in financial services. Most people who have heard of blockchain know it as the techn
Blockchain technologies and smart contracts will be critical to the way we work and trade in the future, including in financial services. Most people who have heard of blockchain know it as the techn
I spent my childhood living a nomadic life. By the age of 12, I had lived in 3 countries, and 5 cities and changed schools 7 times. It was in school when I was introduced to computer programming and
I spent my childhood living a nomadic life. By the age of 12, I had lived in 3 countries, and 5 cities and changed schools 7 times. It was in school when I was introduced to computer programming and
We take a look at recent market developments relating to IBOR transition and anticipate an urgent scramble in the coming months. With a fast decreasing time window and potentially lengthy
We take a look at recent market developments relating to IBOR transition and anticipate an urgent scramble in the coming months. With a fast decreasing time window and potentially lengthy
The global approach towards Operational Resilience has gathered momentum in recent years. The FCA’s policy statement release in March 2021 was the first of its kind to enter into force. However, Euro
The global approach towards Operational Resilience has gathered momentum in recent years. The FCA’s policy statement release in March 2021 was the first of its kind to enter into force. However, Euro
As the UK regulators impose deadlines around the Operational Resilience legislation, firms must act quickly to establish a compliance strategy. Our first article discussed the anticipated changes
As the UK regulators impose deadlines around the Operational Resilience legislation, firms must act quickly to establish a compliance strategy. Our first article discussed the anticipated changes
The Consumer Duty is the latest step taken by the FCA in placing the customer, rather than the firm, as the focal point for regulatory consideration, following on from Operational Resilience, which e
The Consumer Duty is the latest step taken by the FCA in placing the customer, rather than the firm, as the focal point for regulatory consideration, following on from Operational Resilience, which e
Reduction of costs in financial institutions comes in all shapes and sizes. Delta Capita developed its future cost proofing methodology to ensure that your company is covered from every angle. To fur
Reduction of costs in financial institutions comes in all shapes and sizes. Delta Capita developed its future cost proofing methodology to ensure that your company is covered from every angle. To fur
Operational Resilience has been attracting ever-increasing attention from regulators in recent years. Whilst the FCA and PRA published a joint policy back in 2021, the European Commission had been sl
Operational Resilience has been attracting ever-increasing attention from regulators in recent years. Whilst the FCA and PRA published a joint policy back in 2021, the European Commission had been sl
As of 2023 a major shift will commence for the Netherlands’ pension system as it changes from defined benefit to defined contribution schemes.Politicians in The Hague are still discussing some of the
As of 2023 a major shift will commence for the Netherlands’ pension system as it changes from defined benefit to defined contribution schemes.Politicians in The Hague are still discussing some of the
The world was brought to a stand-still in March by the ongoing global pandemic. The subsequent accelerated transition to digital channels and the shift in customer behaviour in 2020 presents both an
The world was brought to a stand-still in March by the ongoing global pandemic. The subsequent accelerated transition to digital channels and the shift in customer behaviour in 2020 presents both an
The Financial Conduct Authority (FCA) has reviewed a selection of companies’ Consumer Duty implementation plans and highlighted several areas for improvement.The review involved larger retail financi
The Financial Conduct Authority (FCA) has reviewed a selection of companies’ Consumer Duty implementation plans and highlighted several areas for improvement.The review involved larger retail financi
At Delta Capita, we strive to do everything that we can to maintain employee success. This includes supporting religious practices and celebrations, which are an important part of many people’s cultu
At Delta Capita, we strive to do everything that we can to maintain employee success. This includes supporting religious practices and celebrations, which are an important part of many people’s cultu
UK cryptocurrency providers face a host of compliance challenges as the regulator builds a structure of rules around the market for the first time.The cryptocurrency market has boomed in the last few
UK cryptocurrency providers face a host of compliance challenges as the regulator builds a structure of rules around the market for the first time.The cryptocurrency market has boomed in the last few
It’s easy to see that the pandemic has had a significant impact on consumer behaviour regarding retail banking and how they value both products and services. Individual organisations have felt some p
It’s easy to see that the pandemic has had a significant impact on consumer behaviour regarding retail banking and how they value both products and services. Individual organisations have felt some p
If the pandemic stressed the need for streamlined remote client-firm communication and interaction, then the post-pandemic workplace is likely to require a new, comprehensive form of digital servicin
If the pandemic stressed the need for streamlined remote client-firm communication and interaction, then the post-pandemic workplace is likely to require a new, comprehensive form of digital servicin
Since the last financial crisis, banks have been struggling in reaching their return on capital targets. Continuous change in the business landscape, new regulations and external shocks such as the C
Since the last financial crisis, banks have been struggling in reaching their return on capital targets. Continuous change in the business landscape, new regulations and external shocks such as the C
Through the years, Agile developed from a workflow method for development teams to a broader, front-end process for companies working on the predominant customer journeys for apps, client interfacing
Through the years, Agile developed from a workflow method for development teams to a broader, front-end process for companies working on the predominant customer journeys for apps, client interfacing
In recent months we've seen the publication of key findings from both the FCA and ESMA about the ongoing oversight, monitoring, and exchange of information in relation to MiFID products. Based on the
In recent months we've seen the publication of key findings from both the FCA and ESMA about the ongoing oversight, monitoring, and exchange of information in relation to MiFID products. Based on the
...but you must act now to get the benefits. As a financial institution, now is time to start engaging with payment infrastructures around adoption of the incoming international standard ISO 20022.In
...but you must act now to get the benefits. As a financial institution, now is time to start engaging with payment infrastructures around adoption of the incoming international standard ISO 20022.In
Delta Capita’s Felix van Enst, Wouter Pijl, and Matthieu Peters highlight the necessity for interactive high-touch communication with participants if organisations wish to use this transition as an o
Delta Capita’s Felix van Enst, Wouter Pijl, and Matthieu Peters highlight the necessity for interactive high-touch communication with participants if organisations wish to use this transition as an o
Wouter Pijl, Head of Digital and Performance and Rutger Meulman, Consultant at Delta Capita, discuss the four strategic changes that will shake up the Dutch pension sector and its value chains.The Du
Wouter Pijl, Head of Digital and Performance and Rutger Meulman, Consultant at Delta Capita, discuss the four strategic changes that will shake up the Dutch pension sector and its value chains.The Du
As the UK and EU versions of MiFID diverge, regulated firms must monitor changes carefully to understand the impact and ensure sustainable compliance.The UK Markets in Financial Instruments Amendment
As the UK and EU versions of MiFID diverge, regulated firms must monitor changes carefully to understand the impact and ensure sustainable compliance.The UK Markets in Financial Instruments Amendment
As we pass the one-year anniversary of our Bangalore office opening, I look back at this exciting journey full of challenges and successes and reflect on how far we have come.Delta Capita India launc
As we pass the one-year anniversary of our Bangalore office opening, I look back at this exciting journey full of challenges and successes and reflect on how far we have come.Delta Capita India launc
The UK’s new financial consumer rules will shake up the industry, forcing all financial manufacturers and distributors to consider their role in the distribution chain. The rules will also underline
The UK’s new financial consumer rules will shake up the industry, forcing all financial manufacturers and distributors to consider their role in the distribution chain. The rules will also underline
I joined Delta Capita in February 2021 to help build out the consulting side of the business. I previously worked in a larger company that did purely consulting, so joining DC was an exciting new cha
I joined Delta Capita in February 2021 to help build out the consulting side of the business. I previously worked in a larger company that did purely consulting, so joining DC was an exciting new cha
Digital transformation has for years been the overarching term to describe a plethora of different activities. Ranging from overhauling legacy tech, reimagining front end customer experiences and aut
Digital transformation has for years been the overarching term to describe a plethora of different activities. Ranging from overhauling legacy tech, reimagining front end customer experiences and aut
Digitisation has had a strong pull for the financial sector – particularly investment/commercial and retail banks – with leading players adopting cutting-edge technology frameworks to stimulate reven
Digitisation has had a strong pull for the financial sector – particularly investment/commercial and retail banks – with leading players adopting cutting-edge technology frameworks to stimulate reven
The strategy around Environmental, Social, and Governance (ESG) across the industry has moved beyond PowerPoint decks and coffee machine chats – it is now driving industry objectives, shaping busines
The strategy around Environmental, Social, and Governance (ESG) across the industry has moved beyond PowerPoint decks and coffee machine chats – it is now driving industry objectives, shaping busines
Reducing costs by 10% or more is for situations where the need to lower cost is either very acutely due to changing business circumstances or the organisation has the ambition to strongly improve the
Reducing costs by 10% or more is for situations where the need to lower cost is either very acutely due to changing business circumstances or the organisation has the ambition to strongly improve the
The focus of our ESG agenda at Delta Capita is to embed Sustainability at the very heart of our organisation – part of Delta Capita’s values and specific commitment to being a socially-responsible co
The focus of our ESG agenda at Delta Capita is to embed Sustainability at the very heart of our organisation – part of Delta Capita’s values and specific commitment to being a socially-responsible co
Veterans add huge value in the commercial world, bringing highly developed and transferrable skills. A by no means exhaustive list of these qualities include: Leadership – Someone who has le
Veterans add huge value in the commercial world, bringing highly developed and transferrable skills. A by no means exhaustive list of these qualities include: Leadership – Someone who has le
The new Dutch pension system will require schemes to migrate over €1.7 trillion of hard-earned retirement money due to the revolutionary changes to the second best pension system in the world (accord
The new Dutch pension system will require schemes to migrate over €1.7 trillion of hard-earned retirement money due to the revolutionary changes to the second best pension system in the world (accord
Closed book portfolios of life insurance can be found across the globe. From the Netherlands to the rest of Europe, Africa, Asia, and the Americas, industry trends have emerged related to the creasin
Closed book portfolios of life insurance can be found across the globe. From the Netherlands to the rest of Europe, Africa, Asia, and the Americas, industry trends have emerged related to the creasin
As debates on key CSDR Settlement Discipline issues remain unresolved and the expectations of the delay come closer to realisation, the industry understandably remains in a state of flux. However, re
As debates on key CSDR Settlement Discipline issues remain unresolved and the expectations of the delay come closer to realisation, the industry understandably remains in a state of flux. However, re
Delta Capita is delighted to announce our partnership with Planetly, a technology company that is helping us measure, analyse and reduce our carbon footprint.We commit to responsible business practic
Delta Capita is delighted to announce our partnership with Planetly, a technology company that is helping us measure, analyse and reduce our carbon footprint.We commit to responsible business practic
In an environment that is constantly changing, financials need to keep up with high-quality products and services that follow, meet, or preferably exceed the rapidly changing customer demands. Where
In an environment that is constantly changing, financials need to keep up with high-quality products and services that follow, meet, or preferably exceed the rapidly changing customer demands. Where
On the 14th of October, Steve Vinnicombe, our Head of Consulting and Solutions, had the opportunity to steer a panel of experts on insurance technology and business transformation during Delta Capita
On the 14th of October, Steve Vinnicombe, our Head of Consulting and Solutions, had the opportunity to steer a panel of experts on insurance technology and business transformation during Delta Capita
The banking industry operating model is broken and needs dramatic reinvention for banks to survive in the longer term. The clear parallels As we look at the banking industry operating model tod
The banking industry operating model is broken and needs dramatic reinvention for banks to survive in the longer term. The clear parallels As we look at the banking industry operating model tod
Machine Learning (ML) and more broadly Artificial Intelligence (AI) have quickly become everyday vocabulary for those of us that work in finance. AI and its subsets have the power to revolutionise ho
Machine Learning (ML) and more broadly Artificial Intelligence (AI) have quickly become everyday vocabulary for those of us that work in finance. AI and its subsets have the power to revolutionise ho
90% of the worlds data has been created in the last ten years, with that number increasing exponentially with Raconteur suggesting that by 2025, 463 exabytes of data will be created every single day.
90% of the worlds data has been created in the last ten years, with that number increasing exponentially with Raconteur suggesting that by 2025, 463 exabytes of data will be created every single day.
Customer experience is everything - but to stay ahead of the curve, financial organisations may need to reinvent their digital experience flow. Customer experience is increasingly becoming the sol
Customer experience is everything - but to stay ahead of the curve, financial organisations may need to reinvent their digital experience flow. Customer experience is increasingly becoming the sol
Delta Capita is a trusted partner for Client Lifecycle Management (CLM), providing managed and remediation services supported by its proprietary technology, Karbon. After already establishing vital s
Delta Capita is a trusted partner for Client Lifecycle Management (CLM), providing managed and remediation services supported by its proprietary technology, Karbon. After already establishing vital s
The clock is ticking. Market participants have 18 months to implement the European Market Infrastructure Regulation (EMIR) Refit standards before they come into force on 29 April 2024.This is the fir
The clock is ticking. Market participants have 18 months to implement the European Market Infrastructure Regulation (EMIR) Refit standards before they come into force on 29 April 2024.This is the fir
Adoption of innovative solutions in a financial services organisation can be challenging, given the stringent requirements associated with the needs of regulation,
Adoption of innovative solutions in a financial services organisation can be challenging, given the stringent requirements associated with the needs of regulation,
Traditional customer segmentation no longer works in banks and other financial firms. The industry must adapt to provide clients more personalised services, rather than the broad client classificatio
Traditional customer segmentation no longer works in banks and other financial firms. The industry must adapt to provide clients more personalised services, rather than the broad client classificatio
Blueprint Two is a ground-breaking Lloyd’s programme aiming to digitise the London insurance market. It will require insurance companies to make significant changes that they cannot afford to get wro
Blueprint Two is a ground-breaking Lloyd’s programme aiming to digitise the London insurance market. It will require insurance companies to make significant changes that they cannot afford to get wro
Overhead reduction projects can be sensitive and challenging. This article in the ‘performance improvement’ series focuses on our vision and ways to ensure they succeed on all levels. By senior manag
Overhead reduction projects can be sensitive and challenging. This article in the ‘performance improvement’ series focuses on our vision and ways to ensure they succeed on all levels. By senior manag
A key requirement for firms who are on their Consumer Duty implementation journey is being able to effectively identify consumers who are or could be vulnerable and understanding how the firm can tak
A key requirement for firms who are on their Consumer Duty implementation journey is being able to effectively identify consumers who are or could be vulnerable and understanding how the firm can tak
As the working world continues to pivot toward the new normal, there is a healthy debate about the future of remote working. In April 2022, Newsweek reported that roughly 44% of companies surveyed ar
As the working world continues to pivot toward the new normal, there is a healthy debate about the future of remote working. In April 2022, Newsweek reported that roughly 44% of companies surveyed ar
Kick-Start your remediation and refresh projects as momentum may have slowed due to the impact of COVID-19 to ensure annual targets and compliance with regulatory requirements are met. KYC remedia
Kick-Start your remediation and refresh projects as momentum may have slowed due to the impact of COVID-19 to ensure annual targets and compliance with regulatory requirements are met. KYC remedia
On 29 June, I joined peers from Mastercard and Standard Chartered at London’s Banking Transformation Summit to discuss how financial firms can plan the next steps in their digital transformation. Thi
On 29 June, I joined peers from Mastercard and Standard Chartered at London’s Banking Transformation Summit to discuss how financial firms can plan the next steps in their digital transformation. Thi
After a slew of new rules put pressure on the UK insurance sector, the regulator is increasing its focus on supervising provider conduct. This scrutiny challenges insurance providers to put product o
After a slew of new rules put pressure on the UK insurance sector, the regulator is increasing its focus on supervising provider conduct. This scrutiny challenges insurance providers to put product o
The key to successfully harnessing growth in the digital asset industry is through adopting regulation early on. It should not be breaking news to anyone that the digital asset market is devel
The key to successfully harnessing growth in the digital asset industry is through adopting regulation early on. It should not be breaking news to anyone that the digital asset market is devel
As the Financial Services industry starts looking beyond the pandemic, we notice that firms are turning back their attention towards key regulatory topics. Brexit readiness, IBOR transition, SFTR, an
As the Financial Services industry starts looking beyond the pandemic, we notice that firms are turning back their attention towards key regulatory topics. Brexit readiness, IBOR transition, SFTR, an
The 31st October deadline for financial firms to finalise their Consumer Duty implementation plans is fast approaching. The Financial Conduct Authority (FCA) will look for evidence in your plans that
The 31st October deadline for financial firms to finalise their Consumer Duty implementation plans is fast approaching. The Financial Conduct Authority (FCA) will look for evidence in your plans that
A roundtable has helped define a roadmap to futures standardisation, which will help solve painful inefficiencies in the industry.This innovative roundtable, which I had the privilege of chairing, to
A roundtable has helped define a roadmap to futures standardisation, which will help solve painful inefficiencies in the industry.This innovative roundtable, which I had the privilege of chairing, to
As 2023 approaches, Asia-Pacific financial services firms are trying to set their strategy amid highly uncertain conditions.After a strong economic rebound in 2021, growth has moderated in a volatile
As 2023 approaches, Asia-Pacific financial services firms are trying to set their strategy amid highly uncertain conditions.After a strong economic rebound in 2021, growth has moderated in a volatile
In Diversity Awareness month, I have paid attention to the momentum building around “Diverse Thinking.” In particular, I’ve focused on how it gets conflated with the topic of Diversity, Equity, and I
In Diversity Awareness month, I have paid attention to the momentum building around “Diverse Thinking.” In particular, I’ve focused on how it gets conflated with the topic of Diversity, Equity, and I
As implementation approaches for the EU’s latest directive on integrating sustainability factors into governance, we analyse the implications for financial institutions.EU regulators are continuing t
As implementation approaches for the EU’s latest directive on integrating sustainability factors into governance, we analyse the implications for financial institutions.EU regulators are continuing t
Financial services firms are looking to move away from generic environmental, social and governance (ESG) goals and mission statements toward clear strategic plans that embed into their governance an
Financial services firms are looking to move away from generic environmental, social and governance (ESG) goals and mission statements toward clear strategic plans that embed into their governance an
It is understandable that much of the dialogue regarding Sustainability is focused on the Environmental element of ESG. Evidence about the effects of climate change are in the news each and every day
It is understandable that much of the dialogue regarding Sustainability is focused on the Environmental element of ESG. Evidence about the effects of climate change are in the news each and every day
As mental health awareness week has just passed, it is a great time to reflect on how to tackle the increasing psychological effects of climate change.As the impacts of global warming become more fre
As mental health awareness week has just passed, it is a great time to reflect on how to tackle the increasing psychological effects of climate change.As the impacts of global warming become more fre
London 2nd June - Originally published by Reuters Regulatory Intelligence on 24th May Delta Capita’s Philip Freeborn discusses the major challenges and opportunities of Ibor. New regulations or ma
London 2nd June - Originally published by Reuters Regulatory Intelligence on 24th May Delta Capita’s Philip Freeborn discusses the major challenges and opportunities of Ibor. New regulations or ma
A high priority market-level regulatory change is the Libor replacement, due to take effect from January 2022 in most markets, alongside the first phase of the perennial Fundamental Review of the Tra
A high priority market-level regulatory change is the Libor replacement, due to take effect from January 2022 in most markets, alongside the first phase of the perennial Fundamental Review of the Tra
If 2020 was the year that challenged how and where we worked, then 2021 is the year to harness the power of reinvention. Remote work is nothing new. In fact, decision-makers have debated the pros
If 2020 was the year that challenged how and where we worked, then 2021 is the year to harness the power of reinvention. Remote work is nothing new. In fact, decision-makers have debated the pros
Growth in the lending market is leading banks to complete thousands more transactions each year, significantly increasing the risks associated with processing these deals. As a team at a leading bank
Growth in the lending market is leading banks to complete thousands more transactions each year, significantly increasing the risks associated with processing these deals. As a team at a leading bank
In the first article of our Reinventing Agile sequence, we introduced five pitfalls that threaten every large-scale agile transition. In this instalment, we will zoom in on the one-size-fits-all ment
In the first article of our Reinventing Agile sequence, we introduced five pitfalls that threaten every large-scale agile transition. In this instalment, we will zoom in on the one-size-fits-all ment
In our blog article last month, we discussed the shortcomings that had emerged from the FCA's analysis of 8 asset managers and manufacturers examining the level of compliance with the MiFID II regula
In our blog article last month, we discussed the shortcomings that had emerged from the FCA's analysis of 8 asset managers and manufacturers examining the level of compliance with the MiFID II regula
The Asia-Pacific (APAC) cryptoasset industry has experienced rapid innovation coupled with uncertainty driven by extreme market volatility. In this environment, crypto providers must convince consume
The Asia-Pacific (APAC) cryptoasset industry has experienced rapid innovation coupled with uncertainty driven by extreme market volatility. In this environment, crypto providers must convince consume
Payments have been at the forefront of banking sector disruption over the last decade and this transformation is accelerating. In the US, factors driving ongoing disruption include the moves toward r
Payments have been at the forefront of banking sector disruption over the last decade and this transformation is accelerating. In the US, factors driving ongoing disruption include the moves toward r
It’s time for the futures industry to heal its painful workflow problems, and the International Derivatives Expo 2022 is the perfect platform for sparking action.The futures industry has evolved grad
It’s time for the futures industry to heal its painful workflow problems, and the International Derivatives Expo 2022 is the perfect platform for sparking action.The futures industry has evolved grad
Top tips for re-developing what’s under the hood Despite the many changes underway in the banking industry, manufacturing of structured products continues to be an essential part of the financial
Top tips for re-developing what’s under the hood Despite the many changes underway in the banking industry, manufacturing of structured products continues to be an essential part of the financial
It was a pleasure to be asked to moderate a panel session on derivatives at the latest Fixed Income Leaders Summit in early October. This session highlighted some serious challenges to the derivative
It was a pleasure to be asked to moderate a panel session on derivatives at the latest Fixed Income Leaders Summit in early October. This session highlighted some serious challenges to the derivative
This article in the ‘cost take out’ series focuses on the relevance of optimising overhead departments. Despite the huge potential, few organisations are fully aware of the possibilities to improve t
This article in the ‘cost take out’ series focuses on the relevance of optimising overhead departments. Despite the huge potential, few organisations are fully aware of the possibilities to improve t
As more reports continue to stress the gravity of the climate crisis, many firms are scrambling to organise green initiatives. At Delta Capita, we let our team drive sustainability in the workplace.
As more reports continue to stress the gravity of the climate crisis, many firms are scrambling to organise green initiatives. At Delta Capita, we let our team drive sustainability in the workplace.
Insight into the European Energy CrisisThe long-standing threat of cutting our main source of energy delivery into Europe may soon become reality, after the official shut down of taps to the Nordstre
Insight into the European Energy CrisisThe long-standing threat of cutting our main source of energy delivery into Europe may soon become reality, after the official shut down of taps to the Nordstre