Editorial

Latest featured

A curated selection of our featured and latest articles

Editorial

Reduce Your Team’s Digital Burden Without Sacrificing Client Experience

The growing burden of business communications has intensified as the lines between work and home have blurred in today’s flexible work environments. Constant communication can become overwhelming to manage, not only in financial services but in any operationally heavy industry. 

Editorial

Reduce Your Team’s Digital Burden Without Sacrificing Client Experience

The growing burden of business communications has intensified as the lines between work and home have blurred in today’s flexible work environments. Constant communication can become overwhelming to manage, not only in financial services but in any operationally heavy industry. 

Editorial

Delta Capita to commercialise Citi’s proprietary Digital Communication Management Application (QMA)

QMA will offer the financial services industry significant operational and client experience benefits using advanced digital communication workflow management. 

Editorial

Delta Capita to commercialise Citi’s proprietary Digital Communication Management Application (QMA)

QMA will offer the financial services industry significant operational and client experience benefits using advanced digital communication workflow management. 

Editorial

How Delta Capita automated the Account Opening process for a Global Investment Bank with Xceptor

Expedited client onboarding has sat at the top of the shopping list for Retail and Investment Banks alike for several years now. However, very few organisations have been truly successful in realisin

Editorial

How Delta Capita automated the Account Opening process for a Global Investment Bank with Xceptor

Expedited client onboarding has sat at the top of the shopping list for Retail and Investment Banks alike for several years now. However, very few organisations have been truly successful in realisin

Editorial

How Delta Capita used Python to strengthen a Client’s Sanctions Screening process

In today’s rapidly evolving banking landscape, ensuring compliance with international sanctions regimes is critical to preserving the integrity of the financial system. Currently, we are also witnessing significantly increased operational pressure on our clients’ screening processes due to geopolitical events such as the ongoing conflict in Eastern Europe.

Editorial

How Delta Capita used Python to strengthen a Client’s Sanctions Screening process

In today’s rapidly evolving banking landscape, ensuring compliance with international sanctions regimes is critical to preserving the integrity of the financial system. Currently, we are also witnessing significantly increased operational pressure on our clients’ screening processes due to geopolitical events such as the ongoing conflict in Eastern Europe.

Editorial

Fail to prepare, prepare to fail: How to ensure your strategic business change success

In an increasingly competitive market that is constantly evolving through consolidation, mergers and acquisitions, legal entities or business restructuring, it is crucial that financial institutions and market infrastructure providers going through change realise the benefits early, to remain competitive.

Editorial

Fail to prepare, prepare to fail: How to ensure your strategic business change success

In an increasingly competitive market that is constantly evolving through consolidation, mergers and acquisitions, legal entities or business restructuring, it is crucial that financial institutions and market infrastructure providers going through change realise the benefits early, to remain competitive.

Editorial

How banks can finally reduce their Karbon footprint

Imagine this, you are a COO of a major bank managing hundreds, sometimes thousands of people globally on Know Your Customer (KYC) and Anti-Money laundering (AML) tasks. Time that could otherwise be s

Editorial

How banks can finally reduce their Karbon footprint

Imagine this, you are a COO of a major bank managing hundreds, sometimes thousands of people globally on Know Your Customer (KYC) and Anti-Money laundering (AML) tasks. Time that could otherwise be s

Editorial

The Digital Operational Resilience Act has entered into force: How should firms respond

Operational Resilience has been attracting ever-increasing attention from regulators in recent years. Whilst the FCA and PRA published a joint policy back in 2021, the European Commission had been sl

Editorial

The Digital Operational Resilience Act has entered into force: How should firms respond

Operational Resilience has been attracting ever-increasing attention from regulators in recent years. Whilst the FCA and PRA published a joint policy back in 2021, the European Commission had been sl

Editorial

Structured products: managed services can futureproof your business as regulation heats up

The global structured products market is under intensifying scrutiny from rule-makers. Companies are now needing to constantly evolve to respond to the complex and ever-changing regulatory landscape,

Editorial

Structured products: managed services can futureproof your business as regulation heats up

The global structured products market is under intensifying scrutiny from rule-makers. Companies are now needing to constantly evolve to respond to the complex and ever-changing regulatory landscape,

Editorial

ISO 20022 Enhanced Data - The Golden Standard

ISO 20022 is an open global standard for financial information. It provides a more consistent, significantly richer, and highly structured data set that can be used for most financial business transactions. 

Editorial

ISO 20022 Enhanced Data - The Golden Standard

ISO 20022 is an open global standard for financial information. It provides a more consistent, significantly richer, and highly structured data set that can be used for most financial business transactions. 

Editorial

Does the lack of a uniform approach across model monitoring and model validation increase costs and extend validation times?

In the last few years financial institutions have made good progress in managing model risk. ‍Model risk is now considered to be a key risk in the same way Financial and Operational risks are. In the last twelve years since the inaugural regulatory guidance (SR11-7) came out and yet the management of model risk varies significantly across financial institutions.

Editorial

Does the lack of a uniform approach across model monitoring and model validation increase costs and extend validation times?

In the last few years financial institutions have made good progress in managing model risk. ‍Model risk is now considered to be a key risk in the same way Financial and Operational risks are. In the last twelve years since the inaugural regulatory guidance (SR11-7) came out and yet the management of model risk varies significantly across financial institutions.

Editorial

Delta Capita announces new Distributed Ledger Technology venture with Montis as anchor client

We are delighted to announce that Delta Capita has an agreement with Montis Group to become the anchor client for its new Distributed Ledger Services venture. In parallel, Delta Capita has acquired distributed ledger technology from SETL, part of the Colendi Group and will dedicate this technology to building the next generation capital markets ecosystem.

Editorial

Delta Capita announces new Distributed Ledger Technology venture with Montis as anchor client

We are delighted to announce that Delta Capita has an agreement with Montis Group to become the anchor client for its new Distributed Ledger Services venture. In parallel, Delta Capita has acquired distributed ledger technology from SETL, part of the Colendi Group and will dedicate this technology to building the next generation capital markets ecosystem.

Editorial

European Retail Investment Strategy

The European Commission adopted the Retail Investment Strategy (the “RIS”) on May 24, 2023, as part of its Capital Markets Union 2020 action plan. The proposed measures aim to enhance retail investors’ trust in the markets and help them achieve better investment outcomes.

Editorial

European Retail Investment Strategy

The European Commission adopted the Retail Investment Strategy (the “RIS”) on May 24, 2023, as part of its Capital Markets Union 2020 action plan. The proposed measures aim to enhance retail investors’ trust in the markets and help them achieve better investment outcomes.

Editorial

A call to action for bank executives: Now is the hour

The banking industry operating model is broken and needs dramatic reinvention for banks to survive in the longer term. The clear parallels As we look at the banking industry operating model tod

Editorial

A call to action for bank executives: Now is the hour

The banking industry operating model is broken and needs dramatic reinvention for banks to survive in the longer term. The clear parallels As we look at the banking industry operating model tod

Editorial

The Darker Side of Artificial Intelligence

Machine Learning (ML) and more broadly Artificial Intelligence (AI) have quickly become everyday vocabulary for those of us that work in finance. AI and its subsets have the power to revolutionise ho

Editorial

The Darker Side of Artificial Intelligence

Machine Learning (ML) and more broadly Artificial Intelligence (AI) have quickly become everyday vocabulary for those of us that work in finance. AI and its subsets have the power to revolutionise ho

Editorial

Demystifying Data Science: How to navigate your Data Science journey

90% of the worlds data has been created in the last ten years, with that number increasing exponentially with Raconteur suggesting that by 2025, 463 exabytes of data will be created every single day.

Editorial

Demystifying Data Science: How to navigate your Data Science journey

90% of the worlds data has been created in the last ten years, with that number increasing exponentially with Raconteur suggesting that by 2025, 463 exabytes of data will be created every single day.

Editorial

New regulations will transform UK crypto landscape

UK cryptocurrency providers face a host of compliance challenges as the regulator builds a structure of rules around the market for the first time.The cryptocurrency market has boomed in the last few

Editorial

New regulations will transform UK crypto landscape

UK cryptocurrency providers face a host of compliance challenges as the regulator builds a structure of rules around the market for the first time.The cryptocurrency market has boomed in the last few

Editorial

Operational Resilience requirements are changing: It's time to reinvent your solutions and approach

The spotlight is shining on operational resilience In 2020 global regulators ‘encouraged’ financial institutions to revisit and enhance their operational resilience strategies; the 2021 stance is

Editorial

Operational Resilience requirements are changing: It's time to reinvent your solutions and approach

The spotlight is shining on operational resilience In 2020 global regulators ‘encouraged’ financial institutions to revisit and enhance their operational resilience strategies; the 2021 stance is

Editorial

Reinventing Customer Servicing: Why Now Is The Time To Digitize

The world was brought to a stand-still in March by the ongoing global pandemic. The subsequent accelerated transition to digital channels and the shift in customer behaviour in 2020 presents both an

Editorial

Reinventing Customer Servicing: Why Now Is The Time To Digitize

The world was brought to a stand-still in March by the ongoing global pandemic. The subsequent accelerated transition to digital channels and the shift in customer behaviour in 2020 presents both an

Editorial

How to Understand Customer Sentiment with Natural Language Processing

It’s easy to see that the pandemic has had a significant impact on consumer behaviour regarding retail banking and how they value both products and services. Individual organisations have felt some p

Editorial

How to Understand Customer Sentiment with Natural Language Processing

It’s easy to see that the pandemic has had a significant impact on consumer behaviour regarding retail banking and how they value both products and services. Individual organisations have felt some p

Editorial

The IBOR Transition - What Are We Waiting For?

We take a look at recent market developments relating to IBOR transition and anticipate an urgent scramble in the coming months.  With a fast decreasing time window and potentially lengthy

Editorial

The IBOR Transition - What Are We Waiting For?

We take a look at recent market developments relating to IBOR transition and anticipate an urgent scramble in the coming months.  With a fast decreasing time window and potentially lengthy

Editorial

How to Reinvent Your Customer Service for a Post-Pandemic World

If the pandemic stressed the need for streamlined remote client-firm communication and interaction, then the post-pandemic workplace is likely to require a new, comprehensive form of digital servicin

Editorial

How to Reinvent Your Customer Service for a Post-Pandemic World

If the pandemic stressed the need for streamlined remote client-firm communication and interaction, then the post-pandemic workplace is likely to require a new, comprehensive form of digital servicin

Editorial

How to Reinvent Your Digital Experience to stay ahead of the curve

Customer experience is everything - but to stay ahead of the curve, financial organisations may need to reinvent their digital experience flow. Customer experience is increasingly becoming the sol

Editorial

How to Reinvent Your Digital Experience to stay ahead of the curve

Customer experience is everything - but to stay ahead of the curve, financial organisations may need to reinvent their digital experience flow. Customer experience is increasingly becoming the sol

Editorial

MiFID II Product Governance: Challenges and Solutions for Manufacturers and Distributors

In recent months we've seen the publication of key findings from both the FCA and ESMA about the ongoing oversight, monitoring, and exchange of information in relation to MiFID products. Based on the

Editorial

MiFID II Product Governance: Challenges and Solutions for Manufacturers and Distributors

In recent months we've seen the publication of key findings from both the FCA and ESMA about the ongoing oversight, monitoring, and exchange of information in relation to MiFID products. Based on the

Editorial

Modern Modelling: How Advances in FVA Are Boosting Capital Management Efficiency

Since the last financial crisis, banks have been struggling in reaching their return on capital targets. Continuous change in the business landscape, new regulations and external shocks such as the C

Editorial

Modern Modelling: How Advances in FVA Are Boosting Capital Management Efficiency

Since the last financial crisis, banks have been struggling in reaching their return on capital targets. Continuous change in the business landscape, new regulations and external shocks such as the C

Editorial

How Agile Are You, Really?

Through the years, Agile developed from a workflow method for development teams to a broader, front-end process for companies working on the predominant customer journeys for apps, client interfacing

Editorial

How Agile Are You, Really?

Through the years, Agile developed from a workflow method for development teams to a broader, front-end process for companies working on the predominant customer journeys for apps, client interfacing

Editorial

Employee Spotlight: How Delta Capita offers unique opportunities to develop your career

I joined Delta Capita in February 2021 to help build out the consulting side of the business. I previously worked in a larger company that did purely consulting, so joining DC was an exciting new cha

Editorial

Employee Spotlight: How Delta Capita offers unique opportunities to develop your career

I joined Delta Capita in February 2021 to help build out the consulting side of the business. I previously worked in a larger company that did purely consulting, so joining DC was an exciting new cha

Editorial

Start planning now to solve your market infrastructure refit challenges

The clock is ticking. Market participants have 18 months to implement the European Market Infrastructure Regulation (EMIR) Refit standards before they come into force on 29 April 2024.This is the fir

Editorial

Start planning now to solve your market infrastructure refit challenges

The clock is ticking. Market participants have 18 months to implement the European Market Infrastructure Regulation (EMIR) Refit standards before they come into force on 29 April 2024.This is the fir

Editorial

Decoding Recent Life Insurance Closed Book Portfolio Trends

Closed book portfolios of life insurance can be found across the globe. From the Netherlands to the rest of Europe, Africa, Asia, and the Americas, industry trends have emerged related to the creasin

Editorial

Decoding Recent Life Insurance Closed Book Portfolio Trends

Closed book portfolios of life insurance can be found across the globe. From the Netherlands to the rest of Europe, Africa, Asia, and the Americas, industry trends have emerged related to the creasin

Editorial

Bringing our Reinventing Vision to South Asia: DC Expands into India

Delta Capita is a trusted partner for Client Lifecycle Management (CLM), providing managed and remediation services supported by its proprietary technology, Karbon. After already establishing vital s

Editorial

Bringing our Reinventing Vision to South Asia: DC Expands into India

Delta Capita is a trusted partner for Client Lifecycle Management (CLM), providing managed and remediation services supported by its proprietary technology, Karbon. After already establishing vital s

Editorial

Introducing Innovation-as-a-Service: from ideation through to the innovation platform

Adoption of innovative solutions in a financial services organisation can be challenging, given the stringent requirements associated with the needs of regulation,

Editorial

Introducing Innovation-as-a-Service: from ideation through to the innovation platform

Adoption of innovative solutions in a financial services organisation can be challenging, given the stringent requirements associated with the needs of regulation,

Editorial

Delta Capita has been awarded the Bronze Award by the Employer Defence Recognition Scheme

Veterans add huge value in the commercial world, bringing highly developed and transferrable skills. A by no means exhaustive list of these qualities include: Leadership – Someone who has le

Editorial

Delta Capita has been awarded the Bronze Award by the Employer Defence Recognition Scheme

Veterans add huge value in the commercial world, bringing highly developed and transferrable skills. A by no means exhaustive list of these qualities include: Leadership – Someone who has le

Editorial

Digital Transformation – Using your WHY to transform your digital roadmap

Digital transformation has for years been the overarching term to describe a plethora of different activities. Ranging from overhauling legacy tech, reimagining front end customer experiences and aut

Editorial

Digital Transformation – Using your WHY to transform your digital roadmap

Digital transformation has for years been the overarching term to describe a plethora of different activities. Ranging from overhauling legacy tech, reimagining front end customer experiences and aut

Editorial

Banks must adapt to new era of data-led segmentation

Traditional customer segmentation no longer works in banks and other financial firms. The industry must adapt to provide clients more personalised services, rather than the broad client classificatio

Editorial

Banks must adapt to new era of data-led segmentation

Traditional customer segmentation no longer works in banks and other financial firms. The industry must adapt to provide clients more personalised services, rather than the broad client classificatio

Editorial

Consumer Duty and Data Protection: 3 principles for balancing vulnerability with your customer’s privacy

A key requirement for firms who are on their Consumer Duty implementation journey is being able to effectively identify consumers who are or could be vulnerable and understanding how the firm can tak

Editorial

Consumer Duty and Data Protection: 3 principles for balancing vulnerability with your customer’s privacy

A key requirement for firms who are on their Consumer Duty implementation journey is being able to effectively identify consumers who are or could be vulnerable and understanding how the firm can tak

Editorial

Digitising insurance - companies must stay focused on Blueprint Two to keep their edge

Blueprint Two is a ground-breaking Lloyd’s programme aiming to digitise the London insurance market. It will require insurance companies to make significant changes that they cannot afford to get wro

Editorial

Digitising insurance - companies must stay focused on Blueprint Two to keep their edge

Blueprint Two is a ground-breaking Lloyd’s programme aiming to digitise the London insurance market. It will require insurance companies to make significant changes that they cannot afford to get wro

Editorial

How to ensure success in optimising your overheads

Overhead reduction projects can be sensitive and challenging. This article in the ‘performance improvement’ series focuses on our vision and ways to ensure they succeed on all levels. By senior manag

Editorial

How to ensure success in optimising your overheads

Overhead reduction projects can be sensitive and challenging. This article in the ‘performance improvement’ series focuses on our vision and ways to ensure they succeed on all levels. By senior manag

Editorial

Firms must watch closely as UK diverges from EU on MiFID

As the UK and EU versions of MiFID diverge, regulated firms must monitor changes carefully to understand the impact and ensure sustainable compliance.The UK Markets in Financial Instruments Amendment

Editorial

Firms must watch closely as UK diverges from EU on MiFID

As the UK and EU versions of MiFID diverge, regulated firms must monitor changes carefully to understand the impact and ensure sustainable compliance.The UK Markets in Financial Instruments Amendment

Editorial

How banks can reap the vast potential of open finance

On 29 June, I joined peers from Mastercard and Standard Chartered at London’s Banking Transformation Summit to discuss how financial firms can plan the next steps in their digital transformation. Thi

Editorial

How banks can reap the vast potential of open finance

On 29 June, I joined peers from Mastercard and Standard Chartered at London’s Banking Transformation Summit to discuss how financial firms can plan the next steps in their digital transformation. Thi

Editorial

Kick-start your KYC remediation projects and refresh population

Kick-Start your remediation and refresh projects as momentum may have slowed due to the impact of COVID-19 to ensure annual targets and compliance with regulatory requirements are met. KYC remedia

Editorial

Kick-start your KYC remediation projects and refresh population

Kick-Start your remediation and refresh projects as momentum may have slowed due to the impact of COVID-19 to ensure annual targets and compliance with regulatory requirements are met. KYC remedia

Editorial

Is Hybrid Working ‘Sustainable’?

As the working world continues to pivot toward the new normal, there is a healthy debate about the future of remote working. In April 2022, Newsweek reported that roughly 44% of companies surveyed ar

Editorial

Is Hybrid Working ‘Sustainable’?

As the working world continues to pivot toward the new normal, there is a healthy debate about the future of remote working. In April 2022, Newsweek reported that roughly 44% of companies surveyed ar

Editorial

With global activity increasing, how should financial institutions reinvent their approach?

As we inch closer to the end of 2022, although global activity levels have resumed significantly, there remains a high level of regional variation in post pandemic recovery and a lagging sense of

Editorial

With global activity increasing, how should financial institutions reinvent their approach?

As we inch closer to the end of 2022, although global activity levels have resumed significantly, there remains a high level of regional variation in post pandemic recovery and a lagging sense of

Editorial

Benchmarking: how to improve your KYC and AML processes

We often use benchmarking when assessing options and making decisions in everyday life. For example, the popularity of electric cars has spawned its own new benchmarks for consumers to consider when

Editorial

Benchmarking: how to improve your KYC and AML processes

We often use benchmarking when assessing options and making decisions in everyday life. For example, the popularity of electric cars has spawned its own new benchmarks for consumers to consider when

Editorial

First year in Bangalore solidifies DC’s presence in India

As we pass the one-year anniversary of our Bangalore office opening, I look back at this exciting journey full of challenges and successes and reflect on how far we have come.Delta Capita India launc

Editorial

First year in Bangalore solidifies DC’s presence in India

As we pass the one-year anniversary of our Bangalore office opening, I look back at this exciting journey full of challenges and successes and reflect on how far we have come.Delta Capita India launc

Editorial

UK insurers continue to grapple with new fair value rules

After a slew of new rules put pressure on the UK insurance sector, the regulator is increasing its focus on supervising provider conduct. This scrutiny challenges insurance providers to put product o

Editorial

UK insurers continue to grapple with new fair value rules

After a slew of new rules put pressure on the UK insurance sector, the regulator is increasing its focus on supervising provider conduct. This scrutiny challenges insurance providers to put product o

Editorial

The Digital Operational Resilience Act: Initiating the European Response to Operational Resilience

The global approach towards Operational Resilience has gathered momentum in recent years. The FCA’s policy statement release in March 2021 was the first of its kind to enter into force. However, Euro

Editorial

The Digital Operational Resilience Act: Initiating the European Response to Operational Resilience

The global approach towards Operational Resilience has gathered momentum in recent years. The FCA’s policy statement release in March 2021 was the first of its kind to enter into force. However, Euro

Editorial

Is Perpetual KYC the future of compliance?

The latest instalment of Delta Capita’s FinTech Series saw Chris Cowan Managing Consultant, host a panel of industry experts to discuss the impact, use and benefits of perpetual KYC. The panel consis

Editorial

Is Perpetual KYC the future of compliance?

The latest instalment of Delta Capita’s FinTech Series saw Chris Cowan Managing Consultant, host a panel of industry experts to discuss the impact, use and benefits of perpetual KYC. The panel consis

Editorial

CSDR delay or no delay – time for greater discipline around settlement

As debates on key CSDR Settlement Discipline issues remain unresolved and the expectations of the delay come closer to realisation, the industry understandably remains in a state of flux. However, re

Editorial

CSDR delay or no delay – time for greater discipline around settlement

As debates on key CSDR Settlement Discipline issues remain unresolved and the expectations of the delay come closer to realisation, the industry understandably remains in a state of flux. However, re

Editorial

Digital Assets: Becoming Regulation Aware for 2021

The key to successfully harnessing growth in the digital asset industry is through adopting regulation early on. It should not be breaking news to anyone that the digital asset market is devel

Editorial

Digital Assets: Becoming Regulation Aware for 2021

The key to successfully harnessing growth in the digital asset industry is through adopting regulation early on. It should not be breaking news to anyone that the digital asset market is devel

Editorial

The Top Five Key Regulation Trends for 2021 and Beyond

As the Financial Services industry starts looking beyond the pandemic, we notice that firms are turning back their attention towards key regulatory topics. Brexit readiness, IBOR transition, SFTR, an

Editorial

The Top Five Key Regulation Trends for 2021 and Beyond

As the Financial Services industry starts looking beyond the pandemic, we notice that firms are turning back their attention towards key regulatory topics. Brexit readiness, IBOR transition, SFTR, an

Editorial

How smart contracts will change the way the world works

Blockchain technologies and smart contracts will be critical to the way we work and trade in the future, including in financial services. Most people who have heard of blockchain know it as the techn

Editorial

How smart contracts will change the way the world works

Blockchain technologies and smart contracts will be critical to the way we work and trade in the future, including in financial services. Most people who have heard of blockchain know it as the techn

Editorial

The Operational Resilience Policy Shift from Prudential to Conduct Risk: Financial Institutions must respond

As the UK regulators impose deadlines around the Operational Resilience legislation, firms must act quickly to establish a compliance strategy. Our first article discussed the anticipated changes

Editorial

The Operational Resilience Policy Shift from Prudential to Conduct Risk: Financial Institutions must respond

As the UK regulators impose deadlines around the Operational Resilience legislation, firms must act quickly to establish a compliance strategy. Our first article discussed the anticipated changes

Editorial

Industry standardisation continues with FIA’s call to join Derivatives Market Standards Institute

A roundtable has helped define a roadmap to futures standardisation, which will help solve painful inefficiencies in the industry.This innovative roundtable, which I had the privilege of chairing, to

Editorial

Industry standardisation continues with FIA’s call to join Derivatives Market Standards Institute

A roundtable has helped define a roadmap to futures standardisation, which will help solve painful inefficiencies in the industry.This innovative roundtable, which I had the privilege of chairing, to

Editorial

The Consumer Duty Implementation Plan: delivering a cultural change

The 31st October deadline for financial firms to finalise their Consumer Duty implementation plans is fast approaching. The Financial Conduct Authority (FCA) will look for evidence in your plans that

Editorial

The Consumer Duty Implementation Plan: delivering a cultural change

The 31st October deadline for financial firms to finalise their Consumer Duty implementation plans is fast approaching. The Financial Conduct Authority (FCA) will look for evidence in your plans that

Editorial

The Consumer Duty crystalises a paradigm shift in the FCA’s regulatory priorities

The Consumer Duty is the latest step taken by the FCA in placing the customer, rather than the firm, as the focal point for regulatory consideration, following on from Operational Resilience, which e

Editorial

The Consumer Duty crystalises a paradigm shift in the FCA’s regulatory priorities

The Consumer Duty is the latest step taken by the FCA in placing the customer, rather than the firm, as the focal point for regulatory consideration, following on from Operational Resilience, which e

Editorial

How APAC financial firms can prepare for uncertain markets in 2023

As 2023 approaches, Asia-Pacific financial services firms are trying to set their strategy amid highly uncertain conditions.After a strong economic rebound in 2021, growth has moderated in a volatile

Editorial

How APAC financial firms can prepare for uncertain markets in 2023

As 2023 approaches, Asia-Pacific financial services firms are trying to set their strategy amid highly uncertain conditions.After a strong economic rebound in 2021, growth has moderated in a volatile

Editorial

Regulator highlights room for improvement in Consumer Duty implementation

The Financial Conduct Authority (FCA) has reviewed a selection of companies’ Consumer Duty implementation plans and highlighted several areas for improvement.The review involved larger retail financi

Editorial

Regulator highlights room for improvement in Consumer Duty implementation

The Financial Conduct Authority (FCA) has reviewed a selection of companies’ Consumer Duty implementation plans and highlighted several areas for improvement.The review involved larger retail financi

Editorial

Fostering Diverse Thought Through Representation and Safe Spaces

In Diversity Awareness month, I have paid attention to the momentum building around “Diverse Thinking.” In particular, I’ve focused on how it gets conflated with the topic of Diversity, Equity, and I

Editorial

Fostering Diverse Thought Through Representation and Safe Spaces

In Diversity Awareness month, I have paid attention to the momentum building around “Diverse Thinking.” In particular, I’ve focused on how it gets conflated with the topic of Diversity, Equity, and I

Editorial

ESG addition to Mifid II: what new rules mean for financial firms

As implementation approaches for the EU’s latest directive on integrating sustainability factors into governance, we analyse the implications for financial institutions.EU regulators are continuing t

Editorial

ESG addition to Mifid II: what new rules mean for financial firms

As implementation approaches for the EU’s latest directive on integrating sustainability factors into governance, we analyse the implications for financial institutions.EU regulators are continuing t

Editorial

Reinventing support for religious practice in the workplace: Easter

At Delta Capita, we strive to do everything that we can to maintain employee success. This includes supporting religious practices and celebrations, which are an important part of many people’s cultu

Editorial

Reinventing support for religious practice in the workplace: Easter

At Delta Capita, we strive to do everything that we can to maintain employee success. This includes supporting religious practices and celebrations, which are an important part of many people’s cultu

Editorial

Carbon offsetting is more important than ever: here’s what we’re doing about it

Delta Capita is delighted to announce our partnership with Planetly, a technology company that is helping us measure, analyse and reduce our carbon footprint.We commit to responsible business practic

Editorial

Carbon offsetting is more important than ever: here’s what we’re doing about it

Delta Capita is delighted to announce our partnership with Planetly, a technology company that is helping us measure, analyse and reduce our carbon footprint.We commit to responsible business practic

Editorial

Managing the uncertainty of change – how to ensure success

Change-related incidents are one of the top causes of failure and operational disruption in financial services. Recently published analysis by UK regulator the Financial Conduct Authority (FCA) shows

Editorial

Managing the uncertainty of change – how to ensure success

Change-related incidents are one of the top causes of failure and operational disruption in financial services. Recently published analysis by UK regulator the Financial Conduct Authority (FCA) shows

Editorial

Social impact of ESG

It is understandable that much of the dialogue regarding Sustainability is focused on the Environmental element of ESG. Evidence about the effects of climate change are in the news each and every day

Editorial

Social impact of ESG

It is understandable that much of the dialogue regarding Sustainability is focused on the Environmental element of ESG. Evidence about the effects of climate change are in the news each and every day

Editorial

How artificial intelligence helps financial firms avoid ESG pitfalls

Financial services firms are looking to move away from generic environmental, social and governance (ESG) goals and mission statements toward clear strategic plans that embed into their governance an

Editorial

How artificial intelligence helps financial firms avoid ESG pitfalls

Financial services firms are looking to move away from generic environmental, social and governance (ESG) goals and mission statements toward clear strategic plans that embed into their governance an

Editorial

Mental health awareness: it’s time to tackle eco-anxiety

As mental health awareness week has just passed, it is a great time to reflect on how to tackle the increasing psychological effects of climate change.As the impacts of global warming become more fre

Editorial

Mental health awareness: it’s time to tackle eco-anxiety

As mental health awareness week has just passed, it is a great time to reflect on how to tackle the increasing psychological effects of climate change.As the impacts of global warming become more fre

Editorial

The Future of Pricing and Risk Tech is Bright: Why Traditional models do not work

A high priority market-level regulatory change is the Libor replacement, due to take effect from January 2022 in most markets, alongside the first phase of the perennial Fundamental Review of the Tra

Editorial

The Future of Pricing and Risk Tech is Bright: Why Traditional models do not work

A high priority market-level regulatory change is the Libor replacement, due to take effect from January 2022 in most markets, alongside the first phase of the perennial Fundamental Review of the Tra

Editorial

Ibor – the law of unintended consequences

London 2nd June - Originally published by Reuters Regulatory Intelligence on 24th May Delta Capita’s Philip Freeborn discusses the major challenges and opportunities of Ibor. New regulations or ma

Editorial

Ibor – the law of unintended consequences

London 2nd June - Originally published by Reuters Regulatory Intelligence on 24th May Delta Capita’s Philip Freeborn discusses the major challenges and opportunities of Ibor. New regulations or ma

Editorial

Reinventing the workplace post-pandemic

If 2020 was the year that challenged how and where we worked, then 2021 is the year to harness the power of reinvention. Remote work is nothing new. In fact, decision-makers have debated the pros

Editorial

Reinventing the workplace post-pandemic

If 2020 was the year that challenged how and where we worked, then 2021 is the year to harness the power of reinvention. Remote work is nothing new. In fact, decision-makers have debated the pros

Editorial

Payment market infrastructures’ adoption of ISO 20022 will transform financial services...

...but you must act now to get the benefits. As a financial institution, now is time to start engaging with payment infrastructures around adoption of the incoming international standard ISO 20022.In

Editorial

Payment market infrastructures’ adoption of ISO 20022 will transform financial services...

...but you must act now to get the benefits. As a financial institution, now is time to start engaging with payment infrastructures around adoption of the incoming international standard ISO 20022.In

Editorial

Financial consumer rules set to shake up distribution and monitoring

The UK’s new financial consumer rules will shake up the industry, forcing all financial manufacturers and distributors to consider their role in the distribution chain. The rules will also underline

Editorial

Financial consumer rules set to shake up distribution and monitoring

The UK’s new financial consumer rules will shake up the industry, forcing all financial manufacturers and distributors to consider their role in the distribution chain. The rules will also underline

Editorial

How to manage the growing risks in lending transactions

Growth in the lending market is leading banks to complete thousands more transactions each year, significantly increasing the risks associated with processing these deals. As a team at a leading bank

Editorial

How to manage the growing risks in lending transactions

Growth in the lending market is leading banks to complete thousands more transactions each year, significantly increasing the risks associated with processing these deals. As a team at a leading bank

Editorial

Why digitise your structured product distribution?

Several recent regulations aim to push up disclosure standards in structured products, and issuers find it an ongoing challenge to respond. The rules include the UK’s new Consumer Duty principle and

Editorial

Why digitise your structured product distribution?

Several recent regulations aim to push up disclosure standards in structured products, and issuers find it an ongoing challenge to respond. The rules include the UK’s new Consumer Duty principle and

Editorial

Why Your Agile Strategy is Failing: Avoiding the One-Size-Fits-All Mentality

In the first article of our Reinventing Agile sequence, we introduced five pitfalls that threaten every large-scale agile transition. In this instalment, we will zoom in on the one-size-fits-all ment

Editorial

Why Your Agile Strategy is Failing: Avoiding the One-Size-Fits-All Mentality

In the first article of our Reinventing Agile sequence, we introduced five pitfalls that threaten every large-scale agile transition. In this instalment, we will zoom in on the one-size-fits-all ment

Editorial

Doing Digital Transformation right: How Insurers can avoid the costly mistakes of the banking sector

Digitisation has had a strong pull for the financial sector – particularly investment/commercial and retail banks – with leading players adopting cutting-edge technology frameworks to stimulate reven

Editorial

Doing Digital Transformation right: How Insurers can avoid the costly mistakes of the banking sector

Digitisation has had a strong pull for the financial sector – particularly investment/commercial and retail banks – with leading players adopting cutting-edge technology frameworks to stimulate reven

Editorial

How ESMA is Responding to Securities Markets Shortcomings

In our blog article last month, we discussed the shortcomings that had emerged from the FCA's analysis of 8 asset managers and manufacturers examining the level of compliance with the MiFID II regula

Editorial

How ESMA is Responding to Securities Markets Shortcomings

In our blog article last month, we discussed the shortcomings that had emerged from the FCA's analysis of 8 asset managers and manufacturers examining the level of compliance with the MiFID II regula

Editorial

IDX 2022: why futures industry must act on standardisation

It’s time for the futures industry to heal its painful workflow problems, and the International Derivatives Expo 2022 is the perfect platform for sparking action.The futures industry has evolved grad

Editorial

IDX 2022: why futures industry must act on standardisation

It’s time for the futures industry to heal its painful workflow problems, and the International Derivatives Expo 2022 is the perfect platform for sparking action.The futures industry has evolved grad

Editorial

Three ways for payment firms to solve their mounting challenges

Payments have been at the forefront of banking sector disruption over the last decade and this transformation is accelerating. In the US, factors driving ongoing disruption include the moves toward r

Editorial

Three ways for payment firms to solve their mounting challenges

Payments have been at the forefront of banking sector disruption over the last decade and this transformation is accelerating. In the US, factors driving ongoing disruption include the moves toward r

Editorial

As crypto licences loom, start-ups must solve compliance challenges quickly

The Asia-Pacific (APAC) cryptoasset industry has experienced rapid innovation coupled with uncertainty driven by extreme market volatility. In this environment, crypto providers must convince consume

Editorial

As crypto licences loom, start-ups must solve compliance challenges quickly

The Asia-Pacific (APAC) cryptoasset industry has experienced rapid innovation coupled with uncertainty driven by extreme market volatility. In this environment, crypto providers must convince consume

Editorial

Reinventing a Structured Product Issuance Platform

Top tips for re-developing what’s under the hood Despite the many changes underway in the banking industry, manufacturing of structured products continues to be an essential part of the financial

Editorial

Reinventing a Structured Product Issuance Platform

Top tips for re-developing what’s under the hood Despite the many changes underway in the banking industry, manufacturing of structured products continues to be an essential part of the financial

Editorial

Derivatives summit highlights bold solutions to liquidity squeeze

It was a pleasure to be asked to moderate a panel session on derivatives at the latest Fixed Income Leaders Summit in early October. This session highlighted some serious challenges to the derivative

Editorial

Derivatives summit highlights bold solutions to liquidity squeeze

It was a pleasure to be asked to moderate a panel session on derivatives at the latest Fixed Income Leaders Summit in early October. This session highlighted some serious challenges to the derivative

Editorial

The Future of Cost Proofing: 4 Key Considerations

Reduction of costs in financial institutions comes in all shapes and sizes. Delta Capita developed its future cost proofing methodology to ensure that your company is covered from every angle. To fur

Editorial

The Future of Cost Proofing: 4 Key Considerations

Reduction of costs in financial institutions comes in all shapes and sizes. Delta Capita developed its future cost proofing methodology to ensure that your company is covered from every angle. To fur

Editorial

Unlocking cost saving potential in overhead activities

This article in the ‘cost take out’ series focuses on the relevance of optimising overhead departments. Despite the huge potential, few organisations are fully aware of the possibilities to improve t

Editorial

Unlocking cost saving potential in overhead activities

This article in the ‘cost take out’ series focuses on the relevance of optimising overhead departments. Despite the huge potential, few organisations are fully aware of the possibilities to improve t

Editorial

Delta Capita's Costimisation - How to cut double digit costs

Reducing costs by 10% or more is for situations where the need to lower cost is either very acutely due to changing business circumstances or the organisation has the ambition to strongly improve the

Editorial

Delta Capita's Costimisation - How to cut double digit costs

Reducing costs by 10% or more is for situations where the need to lower cost is either very acutely due to changing business circumstances or the organisation has the ambition to strongly improve the

Editorial

The pitfalls of COP26 – can COP27 actually put us back on track?

For almost three decades, UN member states have attended annual climate summits - ‘Conference of the Parties’ (COP). COP is the supreme decision-making body of the United Nations Convention on Climat

Editorial

The pitfalls of COP26 – can COP27 actually put us back on track?

For almost three decades, UN member states have attended annual climate summits - ‘Conference of the Parties’ (COP). COP is the supreme decision-making body of the United Nations Convention on Climat

Editorial

Driving Sustainability in Procurement

As more reports continue to stress the gravity of the climate crisis, many firms are scrambling to organise green initiatives. At Delta Capita, we let our team drive sustainability in the workplace.

Editorial

Driving Sustainability in Procurement

As more reports continue to stress the gravity of the climate crisis, many firms are scrambling to organise green initiatives. At Delta Capita, we let our team drive sustainability in the workplace.

Editorial

UK’s Sustainability Agenda: Can multinational energy companies hold the fort in the height of crisis?

Insight into the European Energy CrisisThe long-standing threat of cutting our main source of energy delivery into Europe may soon become reality, after the official shut down of taps to the Nordstre

Editorial

UK’s Sustainability Agenda: Can multinational energy companies hold the fort in the height of crisis?

Insight into the European Energy CrisisThe long-standing threat of cutting our main source of energy delivery into Europe may soon become reality, after the official shut down of taps to the Nordstre

Editorial

ESG – Finding Opportunity in the Shifting Regulatory Landscape

The strategy around Environmental, Social, and Governance (ESG) across the industry has moved beyond PowerPoint decks and coffee machine chats – it is now driving industry objectives, shaping busines

Editorial

ESG – Finding Opportunity in the Shifting Regulatory Landscape

The strategy around Environmental, Social, and Governance (ESG) across the industry has moved beyond PowerPoint decks and coffee machine chats – it is now driving industry objectives, shaping busines

Editorial

COP27: The pressure on banks to fund the green economy intensifies

Events like COP27 and its ‘Finance Day’ highlight the immense pressure faced by banks to allocate funds to green investment, pushing them into making strong commitments like the $130tn. of funding pl

Editorial

COP27: The pressure on banks to fund the green economy intensifies

Events like COP27 and its ‘Finance Day’ highlight the immense pressure faced by banks to allocate funds to green investment, pushing them into making strong commitments like the $130tn. of funding pl

Editorial

SRP MIFID 2 distributor obligations to complete product provider due diligence and distributor feedback

The MiFID II regime has been live since 2018 and represented a challenge for both manufacturers and distributors to put a framework in place to meet their respective obligations. Some four years on a

Editorial

SRP MIFID 2 distributor obligations to complete product provider due diligence and distributor feedback

The MiFID II regime has been live since 2018 and represented a challenge for both manufacturers and distributors to put a framework in place to meet their respective obligations. Some four years on a

Editorial

Sustainability at Delta Capita – Our 2022 Round Up

Delta Capita has made a commitment to employing sustainable business practices that align with wider Environmental, Social, Governance (ESG) goals. 2022 has been a great year for Delta Capita in the

Editorial

Sustainability at Delta Capita – Our 2022 Round Up

Delta Capita has made a commitment to employing sustainable business practices that align with wider Environmental, Social, Governance (ESG) goals. 2022 has been a great year for Delta Capita in the

Editorial

How is technology driving a more sustainable future for financial firms?

Financial services firms want to move away from woolly environmental, social and governance (ESG) goals and mission statements toward robust strategic plans that embed into their business. But hittin

Editorial

How is technology driving a more sustainable future for financial firms?

Financial services firms want to move away from woolly environmental, social and governance (ESG) goals and mission statements toward robust strategic plans that embed into their business. But hittin

Editorial

ESG Regulations: Upcoming Trends in 2023

ESG regulatory requirements are evolving fast. The UK and EU have made a particularly strong start, with many requirements due in 2023 and onwards. In this blog, we explore three key regulations: Sus

Editorial

ESG Regulations: Upcoming Trends in 2023

ESG regulatory requirements are evolving fast. The UK and EU have made a particularly strong start, with many requirements due in 2023 and onwards. In this blog, we explore three key regulations: Sus

Editorial

Why blockchain has become an urgent priority for financial firms

Why has blockchain become a compelling strategic priority for financial firms? Delta Capita investigated this question at our exclusive event, ‘Intro to Blockchain’, as part of our Fintech Series.We

Editorial

Why blockchain has become an urgent priority for financial firms

Why has blockchain become a compelling strategic priority for financial firms? Delta Capita investigated this question at our exclusive event, ‘Intro to Blockchain’, as part of our Fintech Series.We

Editorial

7 rules for engaging with a sustainability auditor

Sustainability auditors and rating providers are in high demand. Their guidance and services can be hugely beneficial to companies that are seeking to display their involvement with ESG (Environmenta

Editorial

7 rules for engaging with a sustainability auditor

Sustainability auditors and rating providers are in high demand. Their guidance and services can be hugely beneficial to companies that are seeking to display their involvement with ESG (Environmenta

Editorial

Technology trends heat up for financial firms

Accelerating technological developments are creating a slew of critical opportunities and challenges for financial firms. Here are the most important trends to watch in 2023.Customer experience becom

Editorial

Technology trends heat up for financial firms

Accelerating technological developments are creating a slew of critical opportunities and challenges for financial firms. Here are the most important trends to watch in 2023.Customer experience becom

Editorial

Delta Capita’s 2023 sustainability outlook

The focus of our ESG agenda at Delta Capita is to embed Sustainability at the very heart of our organisation – part of Delta Capita’s values and specific commitment to being a socially-responsible co

Editorial

Delta Capita’s 2023 sustainability outlook

The focus of our ESG agenda at Delta Capita is to embed Sustainability at the very heart of our organisation – part of Delta Capita’s values and specific commitment to being a socially-responsible co

Editorial

US banks face tougher tests as fintech becomes mainstream

US incumbent banks face an unforgiving competitive environment as nimbler technology firms start opening millions of accounts and achieving mass adoption. The proportion of US consumers using fintech

Editorial

US banks face tougher tests as fintech becomes mainstream

US incumbent banks face an unforgiving competitive environment as nimbler technology firms start opening millions of accounts and achieving mass adoption. The proportion of US consumers using fintech

Editorial

Model Risk Management: Challenges & Solutions

Following the fourth event of the Delta Capita Fintech series which looked at the landscape of Model Risk Management with Yields.io, George Petropoulos, Chief Product Officer and Ed Adcock, Principal

Editorial

Model Risk Management: Challenges & Solutions

Following the fourth event of the Delta Capita Fintech series which looked at the landscape of Model Risk Management with Yields.io, George Petropoulos, Chief Product Officer and Ed Adcock, Principal

Editorial

Are crypto-based payments the currency of the future?

The latest instalment of Delta Capita’s FinTech Series saw Conor Lane, Head of Thought Leadership for Data and Technology, host a panel of industry experts to discuss the future of cryptocurrencies i

Editorial

Are crypto-based payments the currency of the future?

The latest instalment of Delta Capita’s FinTech Series saw Conor Lane, Head of Thought Leadership for Data and Technology, host a panel of industry experts to discuss the future of cryptocurrencies i

Editorial

How is Data Science Reinventing Financial Services?

Following the second event ‘How Data Science is Reinventing Financial Services’ in our Fintech Series, Ed Adcock, Principal Data Science Consultant alongside Lokeshwari Mohan, Consultant and Geetanja

Editorial

How is Data Science Reinventing Financial Services?

Following the second event ‘How Data Science is Reinventing Financial Services’ in our Fintech Series, Ed Adcock, Principal Data Science Consultant alongside Lokeshwari Mohan, Consultant and Geetanja

Editorial

The Future of Money - The Rise of Central Bank Digital Currencies

Fiat currency provides the stable foundation of the world economy; it is a vernacular to exchange, goods, and services, and is a stable store of value. It is evidenced in some of the world's largest

Editorial

The Future of Money - The Rise of Central Bank Digital Currencies

Fiat currency provides the stable foundation of the world economy; it is a vernacular to exchange, goods, and services, and is a stable store of value. It is evidenced in some of the world's largest

Editorial

How Delta Capita helped a Global Investment Bank to Remediate Complex Client Datasets using Machine Learning

The financial services industry has witnessed considerable hype around Machine Learning for several years now. However, a quick Google search will confirm that there are very few concrete examples of it being put in practice in large institutions and delivering tangible results.

Editorial

How Delta Capita helped a Global Investment Bank to Remediate Complex Client Datasets using Machine Learning

The financial services industry has witnessed considerable hype around Machine Learning for several years now. However, a quick Google search will confirm that there are very few concrete examples of it being put in practice in large institutions and delivering tangible results.

Editorial

Why nearshoring to other US states is on trend in post trade services

Nearshoring financial operations is increasingly in the spotlight due to the significant number of companies bringing hubs back onto US soil over the last year. Delta Capita have seen our clients’ po

Editorial

Why nearshoring to other US states is on trend in post trade services

Nearshoring financial operations is increasingly in the spotlight due to the significant number of companies bringing hubs back onto US soil over the last year. Delta Capita have seen our clients’ po

What can we help you achieve?

Start something great
arrow_forward

Looking for a career change?

View our opportunities
arrow_forward